Discounted Cash Flow
Jack Henry & Associates Inc.
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—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.4b | $248.9m | $308.8m | 18.4% | $3.13 |
| 2017 | $1.4b (5.6%) | $245.8m (-1.2%) | $315.4m (2.1%) | 17.2% (-6.5%) | $3.16 (1.0%) |
| 2018 | $1.5b (7.4%) | $376.7m (53.2%) | $372.0m (18.0%) | 24.5% (42.7%) | $4.88 (54.4%) |
| 2019 | $1.6b (1.0%) | $271.9m (-27.8%) | $377.5m (1.5%) | 17.5% (-28.6%) | $3.52 (-27.9%) |
| 2020 | $1.7b (9.3%) | $296.7m (9.1%) | $457.0m (21.0%) | 17.5% (-0.2%) | $3.86 (9.7%) |
| 2021 | $1.8b (3.6%) | $311.5m (5.0%) | $439.1m (-3.9%) | 17.7% (1.3%) | $4.12 (6.7%) |
| 2022 | $1.9b (10.5%) | $362.9m (16.5%) | $470.0m (7.0%) | 18.7% (5.4%) | $4.95 (20.1%) |
| 2023 | $2.1b (6.9%) | $366.6m (1.0%) | $342.4m (-27.1%) | 17.6% (-5.5%) | $5.03 (1.6%) |
| 2024 | $2.2b (6.6%) | $381.8m (4.1%) | $509.9m (48.9%) | 17.2% (-2.3%) | $5.24 (4.2%) |
| 2025 | $2.4b (7.2%) | $455.7m (19.4%) | $588.1m (15.3%) | 19.2% (11.3%) | $6.25 (19.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.