Discounted Cash Flow

James River Group Holdings, Inc.

JRVR · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2023

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $586.2m $74.5m $154.3m 12.7% $2.56
2017 $817.6m (39.5%) $43.6m (-41.5%) $207.8m (34.6%) 5.3% (-58.1%) $1.48 (-42.2%)
2018 $885.6m (8.3%) $63.8m (46.5%) $290.0m (39.6%) 7.2% (35.3%) $2.14 (44.6%)
2019 $907.1m (2.4%) $38.3m (-39.9%) $38.3m (-86.8%) 4.2% (-41.4%) $1.27 (-40.7%)
2020 $668.7m (-26.3%) $4.8m (-87.4%) $-274.4m (-815.7%) 0.7% (-82.9%) $0.16 (-87.4%)
2021 $772.9m (15.6%) $-172.8m (-3682.1%) $-919.8m (-235.2%) -22.4% (-3199.2%) $-4.94 (-3187.5%)
2022 $813.7m (5.3%) $31.0m (117.9%) $214.5m (123.3%) 3.8% (117.0%) $0.59 (111.9%)
2023 $812.0m (-0.2%) $-107.7m (-447.7%) $81.5m (-62.0%) -13.3% (-448.4%) $-3.14 (-632.2%)
2024 $707.6m (-12.9%) $-81.1m (24.7%) $-252.0m (-409.1%) -11.5% (13.6%) $-3.06 (2.5%)
2025 $687.6m (-2.8%) $47.4m (158.5%) $-23.6m (90.6%) 6.9% (160.2%) $0.86 (128.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2023

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.