Discounted Cash Flow

Kingstone Companies, Inc.

KINS · Based on 10 years of SEC filings

DCF estimate unavailable — only_6_profitable_out_of_10

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $77.4m $8.9m $14.6m 11.5% $1.15
2017 $92.8m (19.8%) $10.0m (12.2%) $25.2m (72.5%) 10.8% (-6.3%) $0.96 (-16.5%)
2018 $113.8m (22.6%) $3.1m (-69.0%) $19.6m (-22.4%) 2.7% (-74.7%) $0.29 (-69.8%)
2019 $145.6m (27.9%) $-6.0m (-292.9%) $25.9m (32.5%) -4.1% (-250.8%) $-0.55 (-289.7%)
2020 $131.4m (-9.8%) $972.4k (116.3%) $-10.2m (-139.5%) 0.7% (118.1%) $0.09 (116.4%)
2021 $161.2m (22.7%) $-7.4m (-858.8%) $19.8m (293.9%) -4.6% (-718.2%) $-0.70 (-877.8%)
2022 $130.2m (-19.3%) $-22.5m (-205.3%) $-5.5m (-127.5%) -17.3% (-278.2%) $-2.12 (-202.9%)
2023 $144.2m (10.8%) $-6.2m (72.6%) $-13.2m (-140.6%) -4.3% (75.3%) $-0.57 (73.1%)
2024 $155.1m (7.6%) $18.4m (397.6%) $55.6m (522.8%) 11.8% (376.6%) $1.60 (380.7%)
2025 $214.9m (38.5%) $40.8m (122.1%) $73.1m (31.4%) 19.0% (60.3%) $2.93 (83.1%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_6_profitable_out_of_10

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.