← KEMPER Corp
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | |||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||
| Net Income From Continuing Operations | — | — | — | — | — | — | ($286.6m) | ($272.3m) | $312.5m | $132.6m | |
| Net Income (Loss) Attributable to Parent | $16.8m | $120.9m | $190.1m | $531.1m | $409.9m | ($120.5m) | ($301.2m) | ($272.1m) | $317.8m | $143.3m | |
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | — | — | — | — | — | — | ($272.3m) | $312.5m | $132.6m | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | $12.7m | $119.9m | $188.4m | $531.1m | $409.9m | ($120.5m) | ($301.2m) | ($272.1m) | $317.8m | $143.3m | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $12.7m | $119.9m | $188.4m | — | — | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | $4.1m | $1.0m | $1.7m | $0 | $0 | — | — | — | — | — | |
| Net Income (Loss) Attributable to Noncontrolling Interest | — | — | — | — | — | — | — | ($200k) | ($5.3m) | ($10.7m) | |
| Depreciation, Depletion and Amortization | $13.6m | $13.1m | $15.6m | $32.8m | $36.2m | $46.3m | $50.5m | $44.4m | $53.7m | $74.3m | |
| Amortization of Intangible Assets | $5.9m | $5.1m | $166.4m | $37.8m | $42.3m | $87.0m | $53.7m | $48.6m | $46.3m | $63.8m | |
| Deferred Policy Acquisition Costs, Amortization Expense | $299.3m | $318.3m | $377.1m | $408.3m | $641.8m | $684.3m | $705.3m | $591.7m | $538.0m | $574.0m | |
| Amortization Cash Flow | — | — | — | — | — | $53.5m | $20.4m | $14.2m | — | — | |
| Amortization Of Intangibles | — | — | — | — | — | $53.5m | $20.4m | $14.2m | — | — | |
| Deferred Income Tax Expense (Benefit) | ($2.3m) | $15.1m | $46.5m | $68.5m | $13.6m | ($2.1m) | ($94.5m) | ($70.8m) | $64.1m | ($30.2m) | |
| Share-based Payment Arrangement, Expense | $4.7m | $9.4m | $18.6m | $25.3m | $24.9m | $28.0m | $17.7m | $29.0m | $29.2m | $29.4m | |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount | $0 | $0 | $2.5m | $100k | $2.9m | $4.2m | — | ($4.7m) | $2.7m | $4.3m | |
| Goodwill, Impairment Loss | — | — | — | — | — | — | — | $49.6m | $0 | $0 | |
| Impairment of Intangible Assets (Excluding Goodwill) | — | — | — | — | — | — | — | — | — | $21.7m | |
| Asset Impairment Charge | — | — | — | — | — | — | $0 | $49.6m | $0 | $0 | |
| Equity Method Investment, Realized Gain (Loss) on Disposal | $0 | $0 | $64.3m | ($138.9m) | ($72.1m) | ($400k) | $0 | $0 | $2.7m | $4.3m | |
| Gain (Loss) on Extinguishment of Debt | $0 | $0 | — | ($5.8m) | $0 | $0 | ($3.7m) | $0 | $0 | — | |
| Income (Loss) from Equity Method Investments | — | — | — | $1.0m | — | — | — | — | — | ($7.0m) | |
| Income Tax Expense (Benefit) | ($9.2m) | $41.2m | $10.7m | $130.5m | $100.2m | ($124.8m) | ($88.3m) | ($74.8m) | $76.0m | $28.1m | |
| Operating Lease, Expense | — | — | — | $21.5m | $25.8m | $27.7m | $25.4m | $19.2m | — | — | |
| Earnings (Loss)es From Equity Investments | — | — | — | — | — | — | ($9.5m) | ($1.1m) | $31.1m | $7.0m | |
| Income (Loss) from Equity Method Investments, Net of Dividends or Distributions | — | — | — | — | $4.0m | $33.5m | $9.5m | — | — | — | |
| Additional Financial Items | |||||||||||
| Debt and Equity Securities, Realized Gain (Loss) | $0 | $0 | $26.4m | $41.9m | $38.1m | $64.8m | $4.3m | ($18.6m) | $13.2m | $5.5m | |
| Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded | — | — | — | — | ($7.1m) | ($5.6m) | ($7.0m) | ($2.9m) | ($3.4m) | ($2.4m) | |
| Equity Securities, FV-NI, Gain (Loss) | $0 | $0 | ($64.3m) | $138.9m | $72.1m | $114.6m | ($79.9m) | $4.7m | ($2.7m) | ($4.3m) | |
| Equity Securities, FV-NI, Unrealized Gain (Loss) | $0 | $0 | ($48.9m) | $126.0m | $136.6m | $111.9m | $6.2m | $3.0m | ($5.1m) | ($4.1m) | |
| Gain (Loss) on Termination of Lease | — | — | — | — | — | — | — | $18.0m | $0 | $0 | |
| Goodwill | $323.0m | $323.0m | $1.1b | $1.1b | $1.1b | $1.3b | $1.3b | $1.3b | $1.3b | $1.3b | |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims | $1.3b | $1.5b | $2.1b | — | — | — | — | — | — | — | |
| Operating Expenses | $2.5b | $2.6b | $3.5b | $4.4b | $4.7b | $6.0b | $6.0b | $5.3b | $4.3b | $4.6b | |
| Pension Cost (Reversal of Cost) | — | — | — | — | — | — | $0 | — | ($2.6m) | $0 | |
| Proceeds from Stock Options Exercised | $3.5m | $4.0m | $900k | $2.4m | $5.0m | $3.7m | $600k | $1.9m | $4.7m | $9.5m | |
| Beginning Cash Position | — | — | — | — | — | — | $148.2m | $212.4m | $64.1m | $65.4m | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | $382.9m | ($122.0m) | ($137.2m) | ($860.1m) | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($108.4m) | $107.9m | ($244.4m) | $336.2m | |
| Change In Other Working Capital | — | — | — | — | — | — | ($83.6m) | $33.2m | $65.3m | ($7.0m) | |
| Change In Receivables | — | — | — | — | — | — | $127.5m | $338.5m | ($18.9m) | $10.0m | |
| Change In Working Capital | — | — | — | — | — | — | ($98.9m) | ($18.3m) | ($20.2m) | $321.6m | |
| Changes In Account Receivables | — | — | — | — | — | — | $127.5m | $338.5m | ($18.9m) | $10.0m | |
| Changes In Cash | — | — | — | — | — | — | $64.2m | ($148.3m) | $1.3m | $60.6m | |
| End Cash Position | — | — | — | — | — | — | $212.4m | $64.1m | $65.4m | $126.0m | |
| Financing Cash Flow | — | — | — | — | — | — | $382.9m | ($122.0m) | ($137.2m) | ($860.1m) | |
| Free Cash Flow | — | — | — | — | — | — | ($241.1m) | ($188.0m) | $329.7m | $553.9m | |
| Gain Loss On Investment Securities | — | — | — | — | — | — | $21.5m | $19.7m | ($7.4m) | $5.3m | |
| Gain Loss On Sale Of PPE | — | — | — | — | — | — | $19.9m | ($2.9m) | ($2.3m) | — | |
| Investing Cash Flow | — | — | — | — | — | — | ($108.4m) | $107.9m | ($244.4m) | $336.2m | |
| Net Business Purchase And Sale | — | — | — | — | — | ($316.6m) | $14.8m | $0 | $0 | — | |
| Net Intangibles Purchase And Sale | — | — | — | — | — | — | ($30.8m) | ($53.8m) | ($53.2m) | ($30.6m) | |
| Operating Gains Losses | — | — | — | — | — | — | $31.9m | $88.8m | $34.2m | $12.3m | |
| Other Non Cash Items | — | — | — | — | — | — | ($7.5m) | ($35.9m) | $2.3m | $39.4m | |
| Pension And Employee Benefit Expense | — | — | — | — | — | — | $0 | $70.2m | $10.5m | $0 | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | — | $4.9m | $4.3m | $3.8m | $3.7m | |
| Purchase Of Business | — | — | — | — | — | ($316.6m) | $0 | $0 | — | — | |
| Purchase Of Intangibles | — | — | — | — | — | — | ($30.8m) | ($53.8m) | ($53.2m) | ($30.6m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | $0 | $0 | ($38.9m) | ($301.9m) | |
| Sale Of Business | — | — | — | — | — | $0 | $14.8m | $0 | $0 | — | |
| Unrealized Gain Loss On Investment Securities | — | — | — | — | — | — | $79.9m | ($4.7m) | $2.7m | $4.3m | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement | — | — | — | $0 | ($64.1m) | $0 | $0 | ($70.2m) | ($2.6m) | $0 | |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement and Curtailment | — | — | — | $0 | ($64.1m) | $0 | $0 | ($70.2m) | $2.6m | $0 | |
| Derivative, Gain (Loss) on Derivative, Net | — | — | — | — | — | — | $500k | $500k | $500k | $500k | |
| Gain (Loss) on Derivative Instruments, Net, Pretax | — | — | — | — | — | — | $500k | $600k | $600k | $600k | |
| Net Cash Provided by (Used in) Operating Activities | $240.5m | $240.6m | $539.2m | $534.3m | $448.0m | $350.7m | ($210.3m) | ($134.2m) | $382.9m | $584.5m | |
| Cash flows from investing activities: | |||||||||||
| Capital Expenditure | — | — | — | — | — | — | ($30.8m) | ($53.8m) | ($53.2m) | ($30.6m) | |
| Payments to Acquire Businesses, Net of Cash Acquired | $0 | $0 | $560.6m | $0 | $0 | $316.6m | $0 | $0 | — | — | |
| Net Investment Properties Purchase And Sale | — | — | — | — | — | — | ($3.1m) | ($1.0m) | $2.1m | $3.0m | |
| Net Investment Purchase And Sale | — | — | — | — | — | — | ($108.0m) | $192.5m | ($218.0m) | $434.1m | |
| Purchase Of Investment | — | — | — | — | — | — | ($2.0b) | ($750.0m) | ($1.6b) | ($1.6b) | |
| Purchase Of Investment Properties | — | — | — | — | — | — | ($3.1m) | ($1.0m) | ($1.6m) | ($2.5m) | |
| Sale Of Investment | — | — | — | — | — | — | $1.9b | $942.5m | $1.4b | $2.0b | |
| Sale Of Investment Properties | — | — | — | — | — | — | $0 | $0 | $3.7m | $5.5m | |
| Payments for (Proceeds from) Other Investing Activities | $3.0m | $2.8m | ($4.6m) | $4.9m | ($13.4m) | ($16.8m) | ($8.5m) | $20.9m | ($12.8m) | ($4.1m) | |
| Net Other Investing Changes | — | — | — | — | — | — | $8.5m | ($20.9m) | $12.8m | $4.1m | |
| Net Cash Provided by (Used in) Investing Activities | ($238.1m) | ($105.4m) | ($497.6m) | ($633.4m) | ($757.0m) | ($118.2m) | ($108.4m) | $107.9m | ($244.4m) | $336.2m | |
| Cash flows from financing activities: | |||||||||||
| Proceeds from Issuance of Long-term Debt | — | — | — | $49.9m | $395.6m | $0 | — | — | — | — | |
| Issuance Of Debt | — | — | — | — | — | $0 | $541.9m | $0 | $0 | — | |
| Long Term Debt Issuance | — | — | — | — | — | $0 | $541.9m | $0 | $0 | — | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $261.9m | $0 | $0 | ($450.0m) | |
| Net Long Term Debt Issuance | — | — | — | — | — | ($50.0m) | $261.9m | — | — | ($450.0m) | |
| Repayments of Long-term Debt | — | — | $215.0m | $185.0m | $0 | $50.0m | $280.0m | $0 | $0 | $450.0m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($280.0m) | $0 | $0 | ($450.0m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($280.0m) | $0 | $0 | ($450.0m) | |
| Proceeds from Issuance of Common Stock | — | — | — | — | $0 | $0 | — | — | — | — | |
| Net Common Stock Issuance | — | — | — | — | — | — | $0 | $0 | ($38.9m) | ($301.9m) | |
| Payments for Repurchase of Common Stock | $3.8m | $0 | $0 | — | $110.4m | $161.7m | $0 | $0 | $38.9m | $301.9m | |
| Payments of Ordinary Dividends, Common Stock | $49.2m | $49.5m | $56.4m | $67.8m | $78.9m | $80.6m | $79.7m | $80.1m | $80.1m | $79.6m | |
| Common Stock Payments | — | — | — | — | — | — | $0 | $0 | ($38.9m) | ($301.9m) | |
| Cash Dividends Paid | — | — | — | — | — | — | ($79.7m) | ($80.1m) | ($80.1m) | ($79.6m) | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($79.7m) | ($80.1m) | ($80.1m) | ($79.6m) | |
| Proceeds from (Payments for) Other Financing Activities | $1.1m | $100k | ($1.1m) | — | $5.4m | $3.7m | $600k | ($500k) | ($3.6m) | $2.3m | |
| Net Other Financing Charges | — | — | — | — | — | — | $195.8m | ($46.2m) | ($22.0m) | ($32.3m) | |
| Net Cash Provided by (Used in) Financing Activities | ($48.4m) | ($205.2m) | ($12.2m) | $160.8m | $378.3m | ($290.4m) | $382.9m | ($122.0m) | ($137.2m) | ($860.1m) | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | $29.4m | $61.7m | $69.3m | ($57.9m) | $64.2m | ($148.3m) | $1.3m | $60.6m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | $206.1m | $148.2m | $212.4m | $64.1m | $65.4m | $126.0m | |
| Supplemental disclosure of cash flow information: | |||||||||||
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | $64.2m | ($148.3m) | $1.3m | $60.6m | |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | — | — | — | $51.5m | $54.5m | $54.5m | $44.4m | |
| Income Taxes Paid, Net | ($500k) | $13.0m | $200k | $68.1m | $55.8m | $38.0m | $700k | $106.7m | ($11.2m) | $35.3m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.