Discounted Cash Flow
Joint Stock Co. Kaspi.kz ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2021 | $884.8b | $435.2b | $6.7b | 49.2% | — |
| 2022 | $1.3t (43.6%) | $585.0b (34.4%) | $960.3b (14277.6%) | 46.0% (-6.4%) | $3051.00 |
| 2023 | $1.9t (50.6%) | $841.4b (43.8%) | $1.1t (14.9%) | 44.0% (-4.5%) | $4431.00 (45.2%) |
| 2024 | $2.5t (32.3%) | $1.0t (23.6%) | $560.0b (-49.2%) | 41.1% (-6.6%) | $5477.00 (23.6%) |
| 2025 | $4.0t (59.8%) | $1.1t (3.2%) | $651.7b (16.4%) | 26.5% (-35.4%) | $5631.00 (2.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.