← loanDepot, Inc.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Cash and cash equivalents | $284.2m | $419.6m | $864.0m | $660.7m | $421.6m | $337.2m | |
| Property and equipment, net | $85.0m | $104.3m | $92.9m | $70.8m | $61.1m | $61.9m | |
| Operating lease right-of-use assets | $66.4m | $55.6m | $35.7m | $29.4m | $20.4m | $23.9m | |
| Other assets | — | — | $301.3m | $254.1m | $235.9m | $216.9m | |
| Restricted cash | $204.5m | $201.0m | $116.5m | $85.1m | $105.6m | $63.8m | |
| Loans held for sale, at fair value (includes $606,215 and $293,165 pledged to creditors in securitization trusts at December 31, 2025 and 2024, respectively) | $7.0b | $8.1b | $2.4b | $2.1b | $2.6b | $3.2b | |
| Loans held for investment, at fair value (pledged to creditors in a securitization trust) | — | — | — | $0 | $116.6m | $109.8m | |
| Derivative assets, at fair value | $647.9m | $194.7m | $39.4m | $93.6m | $44.4m | $42.4m | |
| Servicing rights, at fair value (includes $661,475 and $625,699 pledged to creditors in securitization trusts at December 31, 2025 and 2024, respectively) | $1.1b | $2.0b | $2.0b | $2.0b | $1.6b | $1.7b | |
| Trading securities, at fair value | $0 | $72.9m | $94.2m | $92.9m | $87.5m | $85.6m | |
| Loans eligible for repurchase | $1.2b | $363.4m | $634.7m | $711.4m | $995.4m | $1.1b | |
| Investments in joint ventures | $17.5m | $18.6m | $20.4m | $20.4m | $18.1m | $18.3m | |
| Warehouse and other lines of credit | $6.6b | $7.5b | $2.1b | $1.9b | $2.4b | $2.9b | |
| Derivative liabilities, at fair value | $168.2m | $37.8m | $67.5m | $85.0m | $25.1m | $10.7m | |
| Liability for loans eligible for repurchase | $1.2b | $363.4m | $634.7m | $711.4m | $995.4m | $1.1b | |
| Operating lease liability | $86.0m | $71.9m | $61.7m | $49.2m | $33.2m | $34.6m | |
| Debt obligations, net | $712.5m | $1.6b | $2.3b | $2.3b | $2.0b | $2.1b | |
| Retained deficit | — | ($29.0m) | ($342.1m) | ($451.7m) | ($550.6m) | ($614.4m) | |
| Total equity | $1.7b | $1.6b | $921.5m | $704.5m | $506.6m | $386.0m | |
| Total assets | $10.9b | $11.8b | $6.6b | $6.2b | $6.3b | $6.9b | |
| Accounts payable, accrued expenses and other liabilities | $446.4m | $624.4m | $488.7m | $380.0m | $379.4m | $349.4m | |
| Total liabilities | $9.2b | $10.2b | $5.7b | $5.4b | $5.8b | $6.5b | |
| Common stock, $0.001 par value | — | $312k | $317k | $325k | $332k | $343k | |
| Preferred stock, $0.001 par value, 50,000,000 authorized, none issued at December 31, 2025 and 2024, respectively | — | $0 | $0 | $0 | $0 | $0 | |
| Treasury stock at cost, 8,779,081 and 5,270,250 shares at December 31, 2025 and 2024, respectively | — | — | — | ($16.5m) | ($20.3m) | ($29.6m) | |
| Additional paid-in capital | — | $565.1m | $788.6m | $821.1m | $843.5m | $878.2m | |
| Noncontrolling interest | $1.7b | $1.1b | $488.0m | $351.3m | $233.7m | $151.5m | |
| Total liabilities and equity | $10.9b | $11.8b | $6.6b | $6.2b | $6.3b | $6.9b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.