Discounted Cash Flow
Lakeland Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $52.1m | $52.4m | — | $2.08 |
| 2017 | — | $57.3m (10.1%) | $67.7m (29.2%) | — | $2.28 (9.6%) |
| 2018 | $985.0k | $80.4m (40.3%) | $97.0m (43.4%) | 8163.6% | $3.18 (39.5%) |
| 2019 | — | $87.0m (8.3%) | $92.0m (-5.1%) | — | $3.40 (6.9%) |
| 2020 | — | $84.3m (-3.1%) | $81.5m (-11.4%) | — | $3.31 (-2.6%) |
| 2021 | — | $95.7m (13.5%) | $107.6m (32.0%) | — | $3.76 (13.6%) |
| 2022 | — | $103.8m (8.4%) | $164.5m (52.9%) | — | $4.07 (8.2%) |
| 2023 | — | $93.8m (-9.7%) | $108.0m (-34.4%) | — | $3.67 (-9.8%) |
| 2024 | — | $93.5m (-0.3%) | $93.9m (-13.1%) | — | $3.64 (-0.8%) |
| 2025 | — | $103.4m (10.6%) | $103.8m (10.6%) | — | $4.02 (10.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.