← Lufax Holding Ltd
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | ($10.8b) | $41.9b | $41.2b | $38.3b | $29.2b | $15.3b | $8.2b | $23.1b | |
| Revenue From Interest | — | $463.4m | $364.4m | $820.8m | $1.3b | $1.4b | $1.0b | — | |
| Additional Financial Items | |||||||||
| Depreciation Right of Use Assets | — | $509.0m | $604.0m | $608.9m | $578.0m | $414.0m | $283.6m | — | |
| Impairment Loss Recognised In Profit Or Loss Goodwill | — | — | — | — | $6.7m | — | — | — | |
| Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill | — | ($64.2m) | ($64.2m) | ($963.9m) | ($403k) | — | — | — | |
| Other Income | $507.5m | $878.9m | $1.5b | $3.9b | $1.2b | $1.1b | $1.5b | $1.2b | |
| Profit Loss Attributable To Noncontrolling Interests | — | ($15.3m) | ($77.9m) | ($95.3m) | $75.7m | $147.6m | $267.1m | — | |
| Profit Loss Attributable To Owners Of Parent | — | $13.3b | $12.4b | $16.8b | $8.7b | $886.9m | ($3.9b) | — | |
| Profit Loss Before Tax | $18.6b | $19.4b | $17.9b | $23.4b | $13.0b | $1.6b | ($2.1b) | ($577.7m) | |
| Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method | $45.8m | $72.8m | $14.8m | ($31.1m) | ($218k) | ($5.4m) | ($691k) | $0 | |
| Technology platform-based income | $32.2b | $41.9b | $41.2b | $38.3b | $29.2b | $15.3b | $8.2b | $5.6b | |
| Net interest income | $5.9b | $3.9b | $7.8b | $14.2b | $19.0b | $12.3b | $12.3b | $13.2b | |
| Guarantee income | $813.8m | $464.7m | $601.6m | $4.4b | $7.4b | $4.4b | $3.6b | $5.5b | |
| Investment income/(loss) | — | — | — | — | $512.8m | $80.0m | ($1.0b) | $1.7b | |
| Share of net loss of investments accounted for using the equity method | $45.8m | $72.8m | $14.8m | ($31.1m) | ($218k) | ($5.4m) | ($691k) | $0 | |
| Credit impairment losses | ($934.6m) | ($1.9b) | ($3.0b) | ($6.6b) | ($16.6b) | ($12.7b) | ($12.6b) | ($16.6b) | |
| Asset impairment losses | ($7.5m) | ($134.5m) | ($7.2m) | ($1.1b) | ($427.1m) | ($31.2m) | $0 | ($28.3m) | |
| Other gain/(loss) - net | ($419.6m) | $325.1m | $384.3m | $499.4m | $3.5m | $210.3m | ($252.6m) | ($74.1m) | |
| Net profit/(loss) for the year | $13.6b | $13.3b | $12.3b | $16.7b | $8.8b | $1.0b | ($3.6b) | ($1.7b) | |
| Owners of the Company | $13.4b | $13.2b | $13.0b | $16.8b | $7.1b | $421.3m | ($4.0b) | ($1.9b) | |
| Non-controlling interests | ($44.0m) | ($15.3m) | ($77.6m) | ($95.4m) | $76.1m | $148.2m | $266.9m | $385.9m | |
| -Exchange differences on translation of foreign operations | ($267.4m) | ($176.8m) | $614.7m | $28.3m | ($289.6m) | ($54.4m) | ($28.6m) | $28.4m | |
| -Changes in the fair value of financial assets at fair value through other comprehensive income | — | — | — | — | $0 | $0 | ($1.1m) | $7.9m | |
| -Exchange differences on translation of foreign operations to the presentation currency | — | — | $325.1m | ($38.2m) | ($1.3b) | ($410.6m) | ($90.2m) | $122.2m | |
| Other comprehensive income | — | — | — | — | ($1.6b) | ($465.0m) | ($119.8m) | $158.5m | |
| - Basic earnings/(loss) per ADS | — | — | $6 | $7 | $4 | $2 | ($6) | ($2) | |
| - Diluted earnings/(loss) per ADS | — | — | $6 | $7 | $4 | $2 | ($6) | ($2) | |
| Average Dilution Earnings | — | — | — | $1.4b | $0 | $0 | — | — | |
| Diluted EPS | — | — | — | — | $15.16 | $1.54 | ($5.54) | ($2.42) | |
| Diluted NI Availto Com Stockholders | — | — | — | — | $7.8b | $809.6m | ($3.9b) | ($2.1b) | |
| Gain On Sale Of Security | — | — | — | — | ($84.1m) | $55.3m | ($1.4b) | $1.5b | |
| Interest Income | — | — | — | — | $31.2b | $21.9b | $17.3b | $16.9b | |
| Minority Interests | — | — | — | — | ($80.8m) | ($143.5m) | ($267.1m) | ($386.1m) | |
| Net Income From Continuing And Discontinued Operation | — | — | — | — | $7.8b | $809.6m | ($3.9b) | ($2.1b) | |
| Net Income From Continuing Operation Net Minority Interest | — | — | — | — | $7.8b | $809.6m | ($3.9b) | ($2.1b) | |
| Normalized Income | — | — | — | — | $8.2b | $828.4m | ($3.9b) | ($2.1b) | |
| Other Gand A | — | — | — | — | $2.9b | $2.4b | $2.0b | $1.9b | |
| Reconciled Depreciation | — | — | — | — | $788.1m | $623.6m | $427.9m | $273.6m | |
| Restructuring And Mergern Acquisition | — | — | — | $0 | $0 | — | — | — | |
| Selling General And Administration | — | — | — | — | $18.6b | $12.2b | $7.4b | $6.0b | |
| Special Income Charges | — | — | — | — | ($600.9m) | ($31.2m) | $0 | ($28.3m) | |
| Tax Effect Of Unusual Items | — | — | — | — | ($195.9m) | ($12.5m) | $0 | ($7.1m) | |
| Tax Provision | — | — | — | — | $4.2b | $635.4m | $1.5b | $1.1b | |
| Tax Rate For Calcs | — | — | — | — | $0 | $0 | $0 | $0 | |
| Write Off | — | — | — | — | $427.1m | $31.2m | $0 | $28.3m | |
| Total income | $40.5b | $47.8b | $52.0b | $61.8b | $58.1b | $34.3b | $24.5b | $27.1b | |
| Total comprehensive income/(loss) for the year | $13.3b | $13.1b | $12.9b | $16.7b | $7.2b | $569.5m | ($3.7b) | ($1.6b) | |
| Total Unusual Items | — | — | — | — | ($600.9m) | ($31.2m) | $0 | ($28.3m) | |
| Total Unusual Items Excluding Goodwill | — | — | — | — | ($600.9m) | ($31.2m) | $0 | ($28.3m) | |
| Pre-Tax Income | — | — | — | — | $12.0b | $1.6b | ($2.1b) | ($577.7m) | |
| Net Income | — | — | — | — | $7.8b | $809.6m | ($3.9b) | ($2.1b) | |
| Net Income Continuous Operations | — | — | — | — | $7.9b | $953.1m | ($3.6b) | ($1.7b) | |
| Net Income Including Noncontrolling Interests | — | — | — | — | $7.9b | $953.1m | ($3.6b) | ($1.7b) | |
| Basic Earnings (Loss) Per Share | $12.65 | $12.27 | $11.19 | $21.33 | $11.40 | $2.31 | ($8.31) | ($3.63) | |
| Diluted Earnings (Loss) Per Share | $12.65 | $12.27 | $11.10 | $20.07 | $11.37 | $2.31 | ($8.31) | ($3.63) | |
| Basic Average Shares | — | — | — | — | $572.3m | $573.1m | $697.6m | $866.7m | |
| Diluted Average Shares | — | — | — | — | $573.8m | $573.1m | $697.6m | $866.7m | |
| General And Administrative Expense | — | $2.9b | $3.0b | $3.6b | $2.8b | $2.3b | $2.0b | $1.9b | |
| General and administrative expenses | ($2.8b) | ($2.9b) | ($3.0b) | ($3.6b) | ($2.8b) | ($2.3b) | ($2.0b) | ($1.9b) | |
| Current Tax Expense (Income) | — | $4.3b | $5.6b | $13.1b | $4.5b | $1.4b | $2.7b | — | |
| Deferred Tax Expense (Income) | — | $1.9b | $63.3m | ($6.4b) | ($256.6m) | ($751.7m) | ($1.2b) | — | |
| Deferred Tax Expense (Income) Recognised In Profit Or Loss | — | $1.5b | ($318.9m) | ($4.2b) | — | — | — | — | |
| Employee Benefits Expense | — | $12.4b | $14.1b | $16.4b | $15.1b | $12.5b | $7.7b | — | |
| Expense From Share-Based Payment Transactions With Employees | — | ($55.4m) | $165.2m | $133.4m | $45.9m | ($36.1m) | ($18.1m) | — | |
| Finance Costs | ($900.3m) | $1.5b | $2.9b | $995.5m | $1.2b | $414.0m | $84.8m | ($258.3m) | |
| Postemployment Benefit Expense Defined Contribution Plans | — | $1.2b | $427.9m | $1.4b | $1.6b | $1.1b | $762.1m | — | |
| Sales and marketing expenses | ($10.8b) | ($14.9b) | ($17.8b) | ($18.0b) | ($15.8b) | ($9.9b) | ($5.4b) | ($4.0b) | |
| Operation and servicing expenses | ($4.4b) | ($5.5b) | ($6.0b) | ($6.6b) | ($6.4b) | ($6.1b) | ($5.0b) | ($3.8b) | |
| Technology and analytics expenses | ($1.7b) | ($2.0b) | ($1.8b) | ($2.1b) | ($1.9b) | ($1.4b) | ($1.2b) | ($990.8m) | |
| Interest Expense On Lease Liabilities | — | $58.2m | $46.6m | $38.7m | $41.4m | $27.1m | $15.8m | — | |
| Income Tax Expense Continuing Operations | — | $6.1b | $5.6b | $6.7b | $4.2b | $610.6m | $1.5b | — | |
| Profit/(loss) before income tax expense | $18.6b | $19.4b | $17.9b | $23.4b | $13.0b | $1.6b | ($2.1b) | ($577.7m) | |
| Less: Income tax expense | ($5.1b) | ($6.1b) | ($5.6b) | ($6.7b) | ($4.2b) | ($610.6m) | ($1.5b) | ($1.1b) | |
| Interest Expense | — | — | — | — | $13.2b | $9.1b | $5.0b | $3.8b | |
| Selling And Marketing Expense | — | — | — | — | $15.8b | $9.9b | $5.4b | $4.0b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.