Discounted Cash Flow
Lexinfintech Holdings Ltd. ADR
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $2.8b | $-17.5m | $51.5m | -0.6% | $-2.01 |
| 2017 | $394.5m (-85.8%) | $5.5m (131.3%) | $37.0m (-28.2%) | 1.4% (320.4%) | $0.23 (111.4%) |
| 2018 | $1.1b (180.1%) | $42.6m (678.5%) | $59.0m (59.6%) | 3.9% (178.0%) | $5.45 (2269.6%) |
| 2019 | $1.5b (37.8%) | $48.8m (14.6%) | $-17.6m (-129.9%) | 3.2% (-16.9%) | $6.14 (12.7%) |
| 2020 | $1.8b (17.2%) | $13.5m (-72.3%) | $-6.7m (61.7%) | 0.8% (-76.4%) | $1.56 (-74.6%) |
| 2021 | $1.8b (0.1%) | $54.2m (301.6%) | $59.1m (976.0%) | 3.0% (301.4%) | $5.73 (267.3%) |
| 2022 | $1.4b (-19.9%) | $17.6m (-67.5%) | $-1.1m (-101.8%) | 1.2% (-59.5%) | $2.21 (-61.4%) |
| 2023 | $1.8b (28.6%) | $22.2m (26.3%) | $53.3m (5070.6%) | 1.2% (-1.7%) | $3.17 (43.4%) |
| 2024 | $1.9b (5.8%) | $22.3m (0.4%) | $16.9m (-68.3%) | 1.1% (-5.1%) | $3.24 (2.2%) |
| 2025 | $1.9b (-3.3%) | $35.5m (59.1%) | $69.0m (308.0%) | 1.9% (64.6%) | $4.72 (45.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
SEC filings report in CNY. Values above are converted to USD for comparison with the US-listed share price.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.