← Lloyds Banking Group plc

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Total Revenue $39.6b $34.2b $22.1b $42.4b $29.2b $37.4b $5.8b $35.4b $34.3b $19.4b
Revenue From Interest $16.6b $16.0b $16.3b $16.9b $14.3b $13.3b $17.6b $28.1b $31.3b $30.7b
Operating expenses ($12.6b) ($12.3b) ($11.7b) ($12.7b) ($9.7b) ($10.8b) ($9.8b) ($10.8b) ($11.6b) ($12.0b)
Additional Financial Items
Applicable Tax Rate $0 $0 $0 — — — — — — —
Depreciation Right of Use Assets — — — — — $228.0m $226.0m $209.0m $198.0m $182.0m
Impairment Loss Recognised In Profit Or Loss Goodwill — ($8.0m) — — $4.0m $0 — — — —
Impairment Loss Reversal Of Impairment Loss Recognised In Profit Or Loss — — — — — ($1.4b) $1.5b $303.0m $431.0m $795.0m
Operating Lease Income $1.2b $1.3b — — — — — — — —
Profit Loss Attributable To Noncontrolling Interests $101.0m $90.0m $98.0m $81.0m $69.0m $101.0m $96.0m $58.0m $56.0m $98.0m
Profit Loss Attributable To Owners Of Parent $2.1b $3.8b $4.3b $2.9b $1.3b $5.8b $5.5b $5.5b $4.4b $4.7b
Profit Loss Before Tax $3.9b $5.6b $6.0b $4.4b $1.2b $6.9b $6.9b $7.5b $6.0b $6.7b
Share Of Profit Loss Of Associates And Joint Ventures Accounted For Using Equity Method ($1.0m) $6.0m $9.0m $6.0m ($13.0m) $2.0m $10.0m ($16.0m) ($13.0m) $1.0m
Interest income $16.6b $16.0b $16.3b $16.9b $14.3b $13.3b $17.6b $28.1b $31.3b $30.7b
Net interest income $9.3b $10.9b $13.4b $10.2b $10.7b $9.4b $14.0b $13.3b $12.3b $13.2b
Fee and commission income $3.0b $3.0b $2.8b $2.8b $2.3b $2.6b $2.8b $2.9b $2.9b $3.1b
Net fee and commission income $1.7b $1.6b $1.5b $1.4b $1.2b $1.4b $1.5b $1.8b $1.8b $1.8b
Net trading income $18.5b $11.8b ($3.9b) $18.3b $7.2b $17.2b ($20.0b) $18.0b $17.8b $1.5b
Insurance revenue — — — — — — $2.5b $3.0b $3.3b $3.4b
Insurance service result — — — — — — ($1.3b) $596.0m $486.0m $756.0m
Net investment return on assets held to back insurance and investment contracts — — — — — — — $16.7b $16.0b $23.8b
Net investment return and finance result in respect of insurance and investment contracts — — — — — — — ($34.0m) ($265.0m) ($200.0m)
Other income $30.3b $23.3b $8.7b $32.2b $18.4b $28.1b ($18.3b) $22.1b $22.0b $6.2b
Impairment ($752.0m) ($688.0m) ($937.0m) ($1.3b) ($4.2b) $1.4b ($1.5b) ($303.0m) ($431.0m) ($795.0m)
Profit before tax $3.9b $5.6b $6.0b $4.4b $1.2b $6.9b $6.9b $7.5b $6.0b $6.7b
Profit for the year $2.2b $3.9b $4.4b $3.0b $1.4b $5.9b $5.6b $5.5b $4.5b $4.8b
Profit attributable to ordinary shareholders $1.7b $3.4b $3.9b $2.5b $865.0m $5.4b $5.0b $4.9b $3.9b $4.2b
Profit attributable to equity holders $2.1b $3.8b $4.3b $2.9b $1.3b $5.8b $5.5b $5.5b $4.4b $4.7b
Profit attributable to non-controlling interests $101.0m $90.0m $98.0m $81.0m $69.0m $101.0m $96.0m $58.0m $56.0m $98.0m
Total income $39.6b $34.2b $22.1b $42.4b $29.2b $37.4b $5.8b $35.4b $34.3b $19.4b
Basic Earnings (Loss) Per Share $0.02 $0.05 $0.06 $0.04 $0.01 $0.07 $0.07 $0.08 $0.06 $0.07
Diluted Earnings (Loss) Per Share $0.02 $0.05 $0.06 $0.03 $0.01 $0.07 $0.07 $0.07 $0.06 $0.07
Administrative Expense $10.3b $10.2b — — — — — — — —
Deferred Tax Expense (Income) $852.0m $478.0m $156.0m $26.0m ($288.0m) ($391.0m) $169.0m $637.0m — —
Depreciation And Amortisation Expense $2.4b $2.4b $2.4b $2.7b $2.7b $2.8b $2.4b $2.9b $3.4b $3.5b
Employee Benefits Expense $4.8b $4.6b — — — — — $4.5b $4.7b $4.7b
Expense From Share-Based Payment Transactions With Employees $442.0m $437.0m $443.0m $373.0m $196.0m $268.0m $376.0m $328.0m $281.0m $249.0m
Other Employee Expense $433.0m $448.0m — — — — — — — —
Other Operating Income Expense $2.0b $2.0b $1.9b $2.9b $1.4b $1.2b ($8.1b) $22.1b $22.0b $2.4b
Postemployment Benefit Expense Defined Benefit Plans $287.0m $369.0m ($401.0m) ($241.0m) — — — — ($11.0m) ($37.0m)
Postemployment Benefit Expense Defined Contribution Plans — — — — — — — — $537.0m $564.0m
Professional Fees Expense $265.0m $328.0m — — — — — — — —
Fee and commission expense ($1.4b) ($1.4b) ($1.4b) ($1.4b) ($1.1b) ($1.2b) ($1.3b) ($1.1b) ($1.2b) ($1.3b)
Insurance service expense — — — — — — ($3.9b) ($2.4b) ($2.7b) ($2.5b)
Net expense from reinsurance contracts held — — — — — — $62.0m $2.0m ($72.0m) ($139.0m)
Net finance expense in respect of insurance and investment contracts — — — — — — — ($16.8b) ($16.3b) ($24.0b)
Tax expense ($1.7b) ($1.7b) ($1.6b) ($1.4b) $161.0m ($1.0b) ($1.4b) ($2.0b) ($1.5b) ($1.9b)
Interest Expense $7.3b $5.1b $3.0b $6.7b $3.6b $3.9b $3.7b $14.8b $19.0b $17.5b
Interest Expense On Lease Liabilities — — — — — — — — $31.0m $28.0m
Income Tax Expense Continuing Operations ($1.7b) ($1.7b) $1.6b $1.4b ($161.0m) $1.0b $1.4b $2.0b $1.5b $1.9b

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.