Discounted Cash Flow
Metropolitan Bank Holding Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $83.9m | $36.8m | $25.1m | 43.8% | $3.12 |
| 2019 | $129.8m (54.6%) | $44.1m (19.8%) | $34.1m (36.0%) | 34.0% (-22.5%) | $3.63 (16.3%) |
| 2020 | $143.1m (10.3%) | $57.9m (31.4%) | $83.4m (144.3%) | 40.5% (19.2%) | $4.76 (31.1%) |
| 2021 | $173.3m (21.1%) | $89.6m (54.6%) | $33.3m (-60.1%) | 51.7% (27.7%) | $6.64 (39.5%) |
| 2022 | $260.7m (50.5%) | $96.9m (8.2%) | $66.6m (100.2%) | 37.2% (-28.1%) | $5.42 (-18.4%) |
| 2023 | $375.4m (44.0%) | $106.9m (10.3%) | $36.7m (-45.0%) | 28.5% (-23.4%) | $6.95 (28.2%) |
| 2024 | $468.4m (24.8%) | $97.1m (-9.2%) | $145.8m (297.6%) | 20.7% (-27.2%) | $5.97 (-14.1%) |
| 2025 | $515.3m (10.0%) | $101.5m (4.6%) | $82.4m (-43.5%) | 19.7% (-5.0%) | $6.71 (12.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.