Discounted Cash Flow
Metrocity Bankshares, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $60.5m | $31.9m | $145.9m | 52.7% | $1.34 |
| 2018 | $72.9m (20.4%) | $41.3m (29.6%) | $-163.8m (-212.3%) | 56.7% (7.6%) | $1.71 (27.6%) |
| 2019 | $83.2m (14.2%) | $44.7m (8.2%) | $31.1m (119.0%) | 53.7% (-5.2%) | $1.82 (6.4%) |
| 2020 | $77.6m (-6.7%) | $36.4m (-18.6%) | $142.0m (356.6%) | 46.9% (-12.7%) | $1.42 (-22.0%) |
| 2021 | $108.7m (40.1%) | $61.7m (69.5%) | $65.0m (-54.2%) | 56.7% (21.0%) | $2.41 (69.7%) |
| 2022 | $147.2m (35.4%) | $62.6m (1.5%) | $132.3m (103.4%) | 42.5% (-25.1%) | $2.46 (2.1%) |
| 2023 | $192.8m (31.0%) | $51.6m (-17.6%) | $77.2m (-41.7%) | 26.8% (-37.1%) | $2.05 (-16.7%) |
| 2024 | $212.9m (10.4%) | $64.5m (25.0%) | $62.2m (-19.4%) | 30.3% (13.2%) | $2.55 (24.4%) |
| 2025 | $220.8m (3.7%) | $68.5m (6.2%) | $37.0m (-40.5%) | 31.0% (2.4%) | $2.66 (4.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.