Discounted Cash Flow
Mercury General Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $3.2b | $73.0m | $287.5m | 2.3% | $1.32 |
| 2017 | $3.4b (5.8%) | $144.9m (98.3%) | $341.4m (18.8%) | 4.2% (87.4%) | $2.62 (98.5%) |
| 2018 | $3.4b (-1.1%) | $-5.7m (-104.0%) | $383.4m (12.3%) | -0.2% (-104.0%) | $-0.10 (-103.8%) |
| 2019 | $4.0b (17.5%) | $320.1m (5688.1%) | $519.7m (35.5%) | 8.1% (4854.6%) | $5.78 (5880.0%) |
| 2020 | $3.8b (-4.7%) | $374.6m (17.0%) | $605.6m (16.5%) | 9.9% (22.8%) | $6.77 (17.1%) |
| 2021 | $4.0b (5.5%) | $247.9m (-33.8%) | $501.6m (-17.2%) | 6.2% (-37.3%) | $4.48 (-33.8%) |
| 2022 | $3.6b (-8.8%) | $-512.7m (-306.8%) | $317.1m (-36.8%) | -14.1% (-326.7%) | $-9.26 (-306.7%) |
| 2023 | $4.6b (27.1%) | $96.3m (118.8%) | $416.2m (31.3%) | 2.1% (114.8%) | $1.74 (118.8%) |
| 2024 | $5.5b (18.3%) | $468.0m (385.8%) | $991.0m (138.1%) | 8.5% (310.7%) | $8.45 (385.6%) |
| 2025 | $6.0b (9.4%) | $541.1m (15.6%) | $1.0b (3.8%) | 9.0% (5.7%) | $9.77 (15.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.