Discounted Cash Flow
Medallion Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $12.4m | $23.5m | — | 188.9% | $0.35 |
| 2017 | $5.9m (-53.0%) | $278.0k (-98.8%) | — | 4.7% (-97.5%) | $0.01 (-97.1%) |
| 2018 | $3.3m (-43.9%) | $-25.0m (-9109.4%) | $67.8m | -762.0% (-16145.3%) | $-1.03 (-10400.0%) |
| 2019 | $132.6m (3932.9%) | $-26.2m (-4.7%) | $54.4m (-19.7%) | -19.8% (97.4%) | $-0.07 (93.2%) |
| 2020 | $110.8m (-16.4%) | $-62.9m (-140.1%) | $63.1m (16.0%) | -56.8% (-187.2%) | $-1.42 (-1928.6%) |
| 2021 | $127.8m (15.4%) | $54.1m (186.0%) | $59.4m (-5.9%) | 42.3% (174.5%) | $2.20 (254.9%) |
| 2022 | $162.2m (26.9%) | $43.8m (-19.0%) | $88.0m (48.3%) | 27.0% (-36.2%) | $1.86 (-15.5%) |
| 2023 | $189.9m (17.0%) | $55.1m (25.6%) | $102.2m (16.1%) | 29.0% (7.4%) | $2.45 (31.7%) |
| 2024 | $203.1m (7.0%) | $35.9m (-34.9%) | $107.8m (5.5%) | 17.7% (-39.1%) | $1.59 (-35.1%) |
| 2025 | $243.4m (19.8%) | $43.0m (20.0%) | $111.5m (3.4%) | 17.7% (0.1%) | $1.89 (18.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.