Discounted Cash Flow

Marqeta, Inc.

MQ · Based on 10 years of SEC filings

DCF estimate unavailable — only_1_profitable_out_of_last_5

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2019 $143.3m $-58.2m $-20.3m -40.6% $-1.07
2020 $290.3m (102.6%) $-47.7m (18.0%) $47.9m (335.5%) -16.4% (59.6%) $-0.39 (63.6%)
2021 $517.2m (78.2%) $-163.9m (-243.7%) $54.2m (13.2%) -31.7% (-92.9%) $-0.45 (-15.4%)
2022 $748.2m (44.7%) $-184.8m (-12.7%) $-15.3m (-128.2%) -24.7% (22.1%) $-0.34 (24.4%)
2023 $676.2m (-9.6%) $-223.0m (-20.7%) $20.3m (233.1%) -33.0% (-33.5%) $-0.42 (-23.5%)
2024 $507.0m (-25.0%) $27.3m (112.2%) $55.8m (174.1%) 5.4% (116.3%) $0.05 (111.9%)
2025 $624.9m (23.3%) $-13.9m (-151.0%) $-13.9m (-125.0%) -2.2% (-141.4%) $-0.03 (-160.3%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_1_profitable_out_of_last_5

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.