Discounted Cash Flow
MVB Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $86.2m | $12.9m | $23.6m | 15.0% | $1.44 |
| 2017 | $85.0m (-1.4%) | $7.6m (-41.3%) | $28.6m (21.3%) | 8.9% (-40.5%) | $0.69 (-52.1%) |
| 2018 | $38.6m (-54.5%) | $12.0m (58.5%) | $4.0m (-86.0%) | 31.1% (248.6%) | $1.04 (50.7%) |
| 2019 | $64.6m (67.2%) | $27.0m (124.9%) | $-10.1m (-352.5%) | 41.8% (34.5%) | $2.26 (117.3%) |
| 2020 | $160.7m (148.7%) | $37.4m (38.6%) | $105.6m (1145.3%) | 23.3% (-44.3%) | $3.13 (38.5%) |
| 2021 | $139.8m (-13.0%) | $39.1m (4.6%) | $29.9m (-71.6%) | 28.0% (20.2%) | $3.32 (6.1%) |
| 2022 | $150.1m (7.4%) | $15.0m (-61.5%) | $4.3m (-85.6%) | 10.0% (-64.2%) | $1.23 (-63.0%) |
| 2023 | $143.0m (-4.7%) | $31.2m (107.6%) | $56.3m (1206.1%) | 21.8% (117.9%) | $2.46 (100.0%) |
| 2024 | $152.1m (6.4%) | $20.1m (-35.7%) | $-1.9m (-103.4%) | 13.2% (-39.5%) | $1.56 (-36.6%) |
| 2025 | $167.7m (10.2%) | $26.9m (34.1%) | $2.1m (210.9%) | 16.1% (21.6%) | $2.11 (35.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.