Discounted Cash Flow
First Western Financial Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2018 | $30.6m | $5.6m | $17.1m | 18.4% | $0.64 |
| 2019 | $32.1m (4.7%) | $8.0m (41.8%) | $-21.9m (-228.3%) | 25.0% (35.5%) | $1.02 (59.4%) |
| 2020 | $46.1m (43.8%) | $24.5m (206.3%) | $-94.5m (-331.1%) | 53.2% (113.0%) | $3.11 (204.9%) |
| 2021 | $56.5m (22.6%) | $20.6m (-16.0%) | $163.7m (273.2%) | 36.5% (-31.5%) | $2.58 (-17.0%) |
| 2022 | $83.2m (47.2%) | $21.7m (5.3%) | $45.3m (-72.3%) | 26.1% (-28.5%) | $2.29 (-11.2%) |
| 2023 | $71.1m (-14.5%) | $5.2m (-75.9%) | $19.5m (-56.9%) | 7.3% (-71.8%) | $0.55 (-76.0%) |
| 2024 | $64.3m (-9.5%) | $8.5m (62.2%) | $-1.8m (-109.0%) | 13.2% (79.3%) | $0.88 (60.0%) |
| 2025 | $75.4m (17.2%) | $13.2m (55.6%) | $-5.8m (-228.3%) | 17.5% (32.8%) | $1.36 (54.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.