Discounted Cash Flow
National Bank Holdings Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $145.6m | $23.1m | $-3.9m | 15.8% | $0.81 |
| 2017 | $146.3m (0.5%) | $14.6m (-36.8%) | $58.1m (1577.1%) | 10.0% (-37.1%) | $0.54 (-33.3%) |
| 2018 | $197.4m (34.9%) | $61.5m (321.5%) | $73.6m (26.5%) | 31.1% (212.3%) | $2.00 (270.4%) |
| 2019 | $205.8m (4.3%) | $80.4m (30.8%) | $42.5m (-42.3%) | 39.0% (25.4%) | $2.57 (28.5%) |
| 2020 | $192.9m (-6.3%) | $88.6m (10.2%) | $-9.9m (-123.2%) | 45.9% (17.6%) | $2.87 (11.7%) |
| 2021 | $187.1m (-3.0%) | $93.6m (5.7%) | $179.5m (1919.0%) | 50.0% (8.9%) | $3.04 (5.9%) |
| 2022 | $37.7m (-79.9%) | $71.3m (-23.9%) | $202.2m (12.6%) | 189.3% (278.4%) | $2.20 (-27.6%) |
| 2023 | $46.9m (24.6%) | $142.0m (99.3%) | $130.1m (-35.7%) | 302.7% (59.9%) | $3.74 (70.0%) |
| 2024 | $46.2m (-1.6%) | $118.8m (-16.4%) | $120.7m (-7.2%) | 257.3% (-15.0%) | $3.10 (-17.1%) |
| 2025 | $47.1m (2.1%) | $109.6m (-7.8%) | $132.5m (9.8%) | 232.4% (-9.7%) | $2.86 (-7.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.