Discounted Cash Flow

Ncino, Inc.

NCNO · Based on 10 years of SEC filings

DCF estimate unavailable — only_1_profitable_out_of_last_5

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2020 $138.2m $-141.0k $-14.8m -0.1% $-0.35
2021 $204.3m (47.8%) $-1.1m (-701.4%) $4.9m (133.1%) -0.6% (-442.1%) $-0.47 (-32.9%)
2022 $273.9m (34.1%) $-1.6m (-38.8%) $-24.7m (-605.6%) -0.6% (-3.6%) $-0.52 (-10.1%)
2023 $408.3m (49.1%) $-1.1m (28.7%) $-33.7m (-36.6%) -0.3% (52.2%) $-0.92 (-77.7%)
2024 $476.5m (16.7%) $-1.1m (0.9%) $53.8m (259.5%) -0.2% (15.1%) $-0.39 (58.0%)
2025 $540.7m (13.5%) $-472.0k (57.4%) $53.4m (-0.7%) -0.1% (62.5%) $-0.29 (25.7%)
2026 $594.8m (10.0%) $141.0k (129.9%) $82.6m (54.7%) 0.0% (127.2%) $0.09 (130.0%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

only_1_profitable_out_of_last_5

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.