Discounted Cash Flow
Northeast Community Bancorp, Inc./Md/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2020 | $49.0m | $12.3m | $14.4m | 25.2% | $0.76 |
| 2021 | $48.4m (-1.2%) | $11.9m (-3.4%) | $15.1m (4.9%) | 24.6% (-2.3%) | $0.75 (-1.3%) |
| 2022 | $72.0m (48.8%) | $24.8m (108.7%) | $24.2m (60.4%) | 34.5% (40.3%) | $1.61 (114.7%) |
| 2023 | $132.5m (84.0%) | $46.3m (86.3%) | $42.2m (74.2%) | 34.9% (1.2%) | $3.32 (106.2%) |
| 2024 | $160.0m (20.8%) | $47.1m (1.7%) | $48.2m (14.1%) | 29.4% (-15.8%) | $3.58 (7.8%) |
| 2025 | $154.1m (-3.7%) | $44.4m (-5.7%) | $50.8m (5.5%) | 28.8% (-2.0%) | $3.35 (-6.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.