← Northfield Bancorp, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Total Revenue $113.4m $120.5m $119.4m $4.9m $4.0m $5.4m $5.7m $5.5m $6.4m $6.9m
Revenue Not from Contract with Customer, Other — — — — $1.1m $357k $338k $948k $1.1m $1.3m
Noninterest income:
Additional Financial Items
Bank Owned Life Insurance Income $4.0m $5.4m $3.7m $7.0m $3.8m $4.1m $3.4m $3.6m $4.2m $7.1m
Amortization of Intangible Assets $447k $386k $326k $265k $229k $200k $174k $124k $85k $47k
Debt and Equity Securities, Gain (Loss) — $1.1m ($879k) $2.0m $1.6m $1.7m ($2.2m) $1.7m $1.7m $1.7m
Goodwill, Impairment Loss — — — — — — — — — $41.0m
Loans $111.8m $120.3m $127.6m $136.1m $146.6m $158.2m $160.9m $181.6m $183.9m $184.8m
Mortgage-backed securities $10.8m $9.2m $13.0m $19.7m $16.6m $10.6m $12.5m $14.7m $29.4m $55.6m
Other securities $908k $1.3m $4.1m $6.3m $2.9m $2.0m $4.3m $5.1m $11.5m $2.0m
FHLB of New York dividends $1 $1 $2 $2 $2 $1 $1 $3 $4 $3
Deposits in other financial institutions $285k $584k $919k $1.4m $307k $197k $817k $4.2m $9.4m $3.5m
Deposits $14.3m $16.4m $27.7m $41.3m $25.2m $6.2m $10.3m $48.8m $82.3m $78.9m
Borrowings $7.4m $7.6m $8.3m $12.0m $13.1m $10.4m $9.3m $32.1m $37.8m $29.5m
Subordinated debt — — — — $0 $0 $1.8m $3.3m $3.3m $3.3m
Net interest income $103.3m $108.9m $111.2m $111.8m $129.8m $155.6m $158.3m $124.7m $114.5m $137.4m
Provision for credit losses — — — — $12.7m ($6.2m) $4.5m $1.4m $4.3m $7.4m
Net interest income after provision for credit losses $102.7m $107.5m $108.6m $111.8m $117.1m $161.8m $153.8m $123.3m $110.2m $130.0m
Fees and service charges for customer services $4.9m $4.7m $4.9m $4.9m $4.0m $5.4m $5.7m $5.5m $6.4m $6.9m
Income on bank-owned life insurance $4.0m $5.4m $3.7m $7.0m $3.8m $4.1m $3.4m $3.6m $4.2m $7.1m
Losses on available-for-sale debt securities, net — $169k $178k $514k $327k $1.5m $279k ($17k) ($6k) $0
Gains on trading securities, net — $1.1m ($879k) $2.0m $1.6m $1.7m ($2.2m) $1.7m $1.7m $1.7m
Gains on sale of loans — — $0 $0 $665k $1.4m $453k $134k $51k $0
Gain on sale of property — — — — — — $0 $0 $3.4m $0
Other $9.3m $8.3m $6.9m $6.0m $5.2m $5.7m $6.2m $6.3m $6.7m $6.4m
Compensation and employee benefits $39.8m $38.2m $34.8m $39.6m $41.4m $43.7m $42.0m $46.5m $49.3m $51.4m
Occupancy $11.4m $11.3m $12.1m $13.7m $15.2m $14.0m $13.2m $13.3m $13.1m $13.1m
Furniture and equipment $1.4m $1.1m $1.0m $1.1m $1.5m $1.7m $1.7m $1.9m $1.8m $1.6m
Data processing $6.1m $4.6m $5.0m $5.7m $8.1m $6.8m $7.4m $8.1m $8.0m $9.2m
Professional fees $3.5m $2.8m $3.5m $3.5m $4.1m $3.6m $3.8m $3.4m $3.2m $3.6m
Advertising $1.9m $1.9m $2.7m $3.4m $2.1m $2.4m $2.2m $2.2m $1.6m $1.4m
Federal Deposit Insurance Corporation (FDIC) insurance $1.5m $1.1m $1.1m $563k $885k $1.4m $1.4m $2.3m $2.5m $2.4m
Impairment of Goodwill — — — — — — — $0 $0 $41.0m
Net unrealized holding gains ($2.2m) ($283k) ($5.2m) $19.7m $12.1m ($13.9m) ($69.9m) $22.4m $16.1m $22.9m
Net unrealized gains ($2.5m) ($452k) ($5.4m) $19.2m $11.8m ($15.4m) ($70.2m) $22.4m $16.1m $22.9m
Post-retirement benefits adjustment $244k $74k $240k $77k $0 $0 $172k ($344k) ($13k) $81k
Other comprehensive income, before tax ($2.3m) ($378k) ($5.1m) $19.2m $11.8m ($15.4m) ($70.0m) $22.1m $16.0m $23.0m
Other comprehensive income, net of tax ($1.3m) ($227k) ($3.7m) $13.8m $8.5m ($11.1m) ($50.4m) $15.9m $11.6m $16.1m
Comprehensive income $24.8m $24.5m $36.4m $54.1m $45.4m $59.6m $10.7m $53.6m $41.5m $16.9m
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $39.8m $51.7m $49.7m $53.0m $50.0m $97.1m $84.9m $51.8m $40.5m $17.1m
Total interest income $125.0m $132.9m $147.3m $165.1m $168.1m $172.3m $179.7m $208.8m $237.9m $249.1m
Total non-interest income $10.1m $11.6m $8.1m $14.8m $11.5m $14.5m $8.0m $11.9m $16.8m $16.9m
Less: reclassification adjustment for net losses included in net income ($306k) ($169k) ($178k) ($514k) ($327k) ($1.5m) ($279k) $17k $6k $0
Income tax benefit related to reclassification adjustment for losses included in net income $122k $68k $50k $144k $91k $419k $79k ($5k) ($2k) $0
Net Income (Loss) Attributable to Parent $26.1m $24.8m $40.1m $40.2m $37.0m $70.7m $61.1m $37.7m $29.9m $796k
Earnings Per Share, Basic $0.59 $0.55 $0.87 $0.86 $0.76 $1.46 $1.32 $0.86 $0.72 $0.02
Earnings Per Share, Diluted $0.57 $0.53 $0.85 $0.85 $0.76 $1.45 $1.32 $0.86 $0.72 $0.02
Common Stock, Dividends, Per Share, Declared $0.31 $0.34 $0.40 $0.43 $0.44 $0.50 $0.52 $0.52 $0.52 $0.52
Weighted Average Number of Shares Outstanding, Basic 44.4m 45.3m 46.3m 46.8m 48.7m 48.4m 46.2m 43.6m 41.6m 40.1m
Basic weighted average shares outstanding (in shares) 44.4m 45.3m 46.3m 46.8m 48.7m 48.4m 46.2m 43.6m 41.6m 40.1m
Diluted weighted average shares outstanding (in shares) 45.7m 46.9m 47.1m 47.2m 48.8m 48.8m 46.4m 43.6m 41.6m 40.2m
Weighted Average Number of Shares Outstanding, Diluted 45.7m 46.9m 47.1m 47.2m 48.8m 48.8m 46.4m 43.6m 41.6m 40.2m
Noninterest expense:
Labor and Related Expense $39.8m $38.2m $34.8m $39.6m $41.4m $43.7m $42.0m $46.5m $49.3m $51.4m
Equipment Expense $1.4m $1.1m $1.0m $1.1m $1.5m $1.7m $1.7m $1.9m $1.8m $1.6m
Marketing and Advertising Expense $1.9m $1.9m $2.7m $3.4m $2.1m $2.4m $2.2m $2.2m $1.6m $1.4m
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal — — — — $12.7m ($6.2m) $4.5m $1.4m $4.3m $7.4m
Operating Lease, Expense — — — $6.8m $8.0m $5.9m $6.1m $6.0m $6.0m $5.9m
Credit (benefit) loss expense for off-balance sheet exposures — — — — $0 $307k ($1.1m) ($555k) $282k ($228k)
Interest Expense $21.7m $24.0m $36.0m $53.4m $38.3m $16.6m $21.4m $84.1m $123.4m $111.7m
Interest Expense, Debt $7.4m $7.6m $8.3m $12.0m $13.1m $10.4m $9.3m $32.1m $37.8m $29.5m
Income before income tax expense $39.8m $51.7m $49.7m $53.0m $50.0m $97.1m $84.9m $51.8m $40.5m $17.1m
Income tax expense $13.7m $27.0m $9.6m $12.8m $13.0m $26.5m $23.7m $14.1m $10.6m $16.3m
Income tax expense related to net unrealized holding gains on debt securities available-for-sale $894k $113k $1.5m ($5.5m) ($3.4m) $3.9m $19.6m ($6.3m) ($4.5m) ($6.9m)
Income tax (benefit) expense related to post-retirement benefits adjustment ($98k) ($30k) ($67k) ($22k) $0 $0 ($48k) $94k $4k ($24k)
Interest Income (Expense), Net $103.3m $108.9m $111.2m $111.8m $129.8m $155.6m $158.3m $124.7m $114.5m $137.4m
Total interest expense $21.7m $24.0m $36.0m $53.4m $38.3m $16.6m $21.4m $84.1m $123.4m $111.7m
Total non-interest expense $72.9m $67.4m $67.0m $73.5m $78.5m $79.2m $76.9m $83.5m $86.5m $129.9m
Income Tax Expense (Benefit) $13.7m $27.0m $9.6m $12.8m $13.0m $26.5m $23.7m $14.1m $10.6m $16.3m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.