Discounted Cash Flow
NI Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $164.3m | $4.6m | $6.8m | 2.8% | — |
| 2017 | $189.1m (15.1%) | $16.0m (251.4%) | $17.1m (152.9%) | 8.5% (205.3%) | $0.71 |
| 2018 | $212.4m (12.3%) | $31.1m (94.4%) | $19.4m (13.5%) | 14.6% (73.1%) | $1.39 (95.8%) |
| 2019 | $270.8m (27.5%) | $26.4m (-15.1%) | $24.4m (25.6%) | 9.8% (-33.4%) | $1.19 (-14.4%) |
| 2020 | $306.4m (13.1%) | $40.4m (53.0%) | $50.5m (107.0%) | 13.2% (35.2%) | $1.86 (56.3%) |
| 2021 | $324.0m (5.8%) | $8.4m (-79.2%) | $28.5m (-43.6%) | 2.6% (-80.3%) | $0.39 (-79.0%) |
| 2022 | $324.4m (0.1%) | $-53.1m (-730.9%) | $-31.6m (-210.8%) | -16.4% (-730.0%) | $-2.49 (-738.5%) |
| 2023 | $365.7m (12.7%) | $-5.5m (89.7%) | $25.0m (179.2%) | -1.5% (90.9%) | $-0.26 (89.6%) |
| 2024 | $325.2m (-11.1%) | $-6.1m (-10.7%) | $37.5m (50.1%) | -1.9% (-24.4%) | $-0.29 (-11.5%) |
| 2025 | $285.1m (-12.3%) | $-10.4m (-71.8%) | $-15.5m (-141.3%) | -3.7% (-96.0%) | $-0.50 (-72.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.