Discounted Cash Flow

Insperity, Inc.

NSP · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2025

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2016 $2.9b $66.0m $98.7m 2.2% $3.10
2017 $3.3b (12.2%) $84.4m (27.9%) $171.1m (73.4%) 2.6% (14.0%) $2.02 (-34.8%)
2018 $3.8b (16.0%) $135.4m (60.4%) $149.2m (-12.8%) 3.5% (38.3%) $3.24 (60.4%)
2019 $4.3b (12.7%) $151.1m (11.6%) $148.8m (-0.2%) 3.5% (-1.0%) $3.72 (14.8%)
2020 $4.3b (-0.6%) $138.2m (-8.5%) $248.2m (66.7%) 3.2% (-7.9%) $3.57 (-4.0%)
2021 $5.0b (16.0%) $124.1m (-10.2%) $227.2m (-8.4%) 2.5% (-22.6%) $3.22 (-9.8%)
2022 $5.9b (19.4%) $179.3m (44.5%) $317.4m (39.7%) 3.0% (21.0%) $4.70 (46.0%)
2023 $6.5b (9.2%) $171.4m (-4.4%) $158.4m (-50.1%) 2.6% (-12.5%) $4.53 (-3.6%)
2024 $6.6b (1.5%) $91.0m (-46.9%) $482.0m (204.3%) 1.4% (-47.7%) $2.44 (-46.1%)
2025 $6.8b (3.5%) $-7.0m (-107.7%) $-309.0m (-164.1%) -0.1% (-107.4%) $-0.19 (-107.8%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2025

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.