Discounted Cash Flow
Oceanfirst Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $23.0m | $26.1m | — | $1.00 |
| 2017 | — | $42.5m (84.3%) | $31.4m (20.3%) | — | $1.32 (32.0%) |
| 2018 | — | $71.9m (69.4%) | $81.1m (157.9%) | — | $1.54 (16.7%) |
| 2019 | — | $88.6m (23.1%) | $95.2m (17.4%) | — | $1.77 (14.9%) |
| 2020 | — | $63.3m (-28.5%) | $117.9m (23.9%) | — | $1.02 (-42.4%) |
| 2021 | — | $110.1m (73.9%) | $117.9m (0.0%) | — | $1.79 (75.5%) |
| 2022 | — | $146.6m (33.2%) | $234.3m (98.7%) | — | $2.43 (35.8%) |
| 2023 | — | $104.0m (-29.0%) | $116.6m (-50.3%) | — | $1.70 (-30.0%) |
| 2024 | — | $100.1m (-3.8%) | $84.7m (-27.3%) | — | $1.65 (-2.9%) |
| 2025 | — | $71.0m (-29.1%) | $79.5m (-6.1%) | — | $1.17 (-29.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.