Discounted Cash Flow
Onemain Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $449.0m | $215.0m | $1.3b | 47.9% | $1.60 |
| 2017 | $420.0m (-6.5%) | $183.0m (-14.9%) | $1.6b (17.3%) | 43.6% (-9.0%) | $1.35 (-15.6%) |
| 2018 | $429.0m (2.1%) | $447.0m (144.3%) | $2.0b (31.6%) | 104.2% (139.1%) | $3.29 (143.7%) |
| 2019 | $460.0m (7.2%) | $855.0m (91.3%) | $2.4b (15.4%) | 185.9% (78.4%) | $6.28 (90.9%) |
| 2020 | $443.0m (-3.7%) | $730.0m (-14.6%) | $2.2b (-6.4%) | 164.8% (-11.3%) | $5.42 (-13.7%) |
| 2021 | $434.0m (-2.0%) | $1.3b (80.0%) | $2.2b (1.6%) | 302.8% (83.7%) | $9.90 (82.7%) |
| 2022 | $445.0m (2.5%) | $878.0m (-33.2%) | $2.4b (6.2%) | 197.3% (-34.8%) | $7.07 (-28.6%) |
| 2023 | $448.0m (0.7%) | $641.0m (-27.0%) | $2.5b (5.5%) | 143.1% (-27.5%) | $5.33 (-24.6%) |
| 2024 | $445.0m (-0.7%) | $509.0m (-20.6%) | $2.7b (7.1%) | 114.4% (-20.1%) | $4.26 (-20.1%) |
| 2025 | $445.0m (0.0%) | $783.0m (53.8%) | $3.1b (16.0%) | 176.0% (53.8%) | $6.59 (54.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.