Discounted Cash Flow
OLD National Bancorp /In/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $465.5m | $134.3m | $-142.6m | 28.8% | $1.05 |
| 2017 | $482.0m (3.6%) | $95.7m (-28.7%) | $253.4m (277.7%) | 19.9% (-31.2%) | $0.69 (-34.3%) |
| 2018 | $127.4m (-73.6%) | $190.8m (99.4%) | $201.0m (-20.7%) | 149.8% (654.4%) | $1.23 (78.3%) |
| 2019 | $130.8m (2.7%) | $238.2m (24.8%) | $196.3m (-2.3%) | 182.1% (21.5%) | $1.39 (13.0%) |
| 2020 | $118.4m (-9.5%) | $226.4m (-5.0%) | $188.9m (-3.8%) | 191.2% (5.0%) | $1.37 (-1.4%) |
| 2021 | $125.6m (6.1%) | $277.5m (22.6%) | $281.7m (49.1%) | 220.9% (15.6%) | $1.68 (22.6%) |
| 2022 | $1.7b (1275.4%) | $428.3m (54.3%) | $776.5m (175.7%) | 24.8% (-88.8%) | $1.51 (-10.1%) |
| 2023 | $1.8b (6.3%) | $582.0m (35.9%) | $478.0m (-38.4%) | 31.7% (27.8%) | $1.95 (29.1%) |
| 2024 | $1.9b (2.7%) | $539.2m (-7.4%) | $592.0m (23.9%) | 28.6% (-9.8%) | $1.69 (-13.3%) |
| 2025 | $2.5b (33.9%) | $669.3m (24.1%) | $637.4m (7.7%) | 26.5% (-7.3%) | $1.80 (6.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.