Discounted Cash Flow
Oppfi Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2019 | $924.0k | $33.0m | $148.9m | 3570.9% | $0.00 |
| 2020 | $789.0k (-14.6%) | $-185.6k (-100.6%) | $-278.5k (-100.2%) | -23.5% (-100.7%) | $0.00 |
| 2021 | $1.5m (95.1%) | $25.6m (13865.6%) | $167.3m (60198.3%) | 1660.4% (7157.2%) | $6.79 |
| 2022 | $1.4m (-8.3%) | $7.1m (-72.2%) | $7.1m (-95.8%) | 503.0% (-69.7%) | $0.24 (-96.5%) |
| 2023 | $3.5m (149.4%) | $-1.0m (-114.2%) | $-1.0m (-114.2%) | -28.6% (-105.7%) | $2.41 (903.3%) |
| 2024 | $4.7m (34.6%) | $7.3m (822.2%) | $7.3m (822.2%) | 153.3% (636.6%) | $4.16 (72.8%) |
| 2025 | $5.3m (11.5%) | $26.3m (262.8%) | $26.3m (262.8%) | 498.6% (225.3%) | $5.52 (32.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.