Discounted Cash Flow
OLD Republic International Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $5.9b | $466.9m | $637.3m | 7.9% | $1.80 |
| 2017 | $6.3b (6.1%) | $560.5m (20.0%) | $452.8m (-29.0%) | 8.9% (13.1%) | $2.14 (18.9%) |
| 2018 | $6.0b (-3.9%) | $370.5m (-33.9%) | $760.5m (68.0%) | 6.2% (-31.2%) | $1.26 (-41.1%) |
| 2019 | $7.2b (19.8%) | $1.1b (185.1%) | $936.2m (23.1%) | 14.6% (138.0%) | $3.52 (179.4%) |
| 2020 | $7.2b (-0.7%) | $558.6m (-47.1%) | $1.2b (26.6%) | 7.8% (-46.8%) | $1.87 (-46.9%) |
| 2021 | $9.3b (30.4%) | $1.5b (174.7%) | $1.3b (10.7%) | 16.4% (110.7%) | $5.08 (171.7%) |
| 2022 | $8.1b (-13.5%) | $686.4m (-55.3%) | $1.2b (-10.8%) | 8.5% (-48.3%) | $2.28 (-55.1%) |
| 2023 | $7.3b (-10.2%) | $598.6m (-12.8%) | $880.3m (-24.8%) | 8.2% (-2.9%) | $2.12 (-7.0%) |
| 2024 | $8.2b (13.4%) | $852.7m (42.4%) | $1.2b (40.1%) | 10.4% (25.6%) | $3.30 (55.7%) |
| 2025 | $9.1b (11.0%) | $935.4m (9.7%) | $1.2b (-5.6%) | 10.2% (-1.2%) | $3.82 (15.8%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.