Discounted Cash Flow
Orrstown Financial Services Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $56.3m | $6.6m | $2.2m | 11.8% | $0.82 |
| 2017 | $63.8m (13.3%) | $8.1m (22.1%) | $13.7m (517.5%) | 12.7% (7.7%) | $1.00 (22.0%) |
| 2018 | $73.2m (14.8%) | $12.8m (58.3%) | $17.7m (29.2%) | 17.5% (37.9%) | $1.53 (53.0%) |
| 2019 | $97.8m (33.7%) | $16.9m (32.2%) | $6.2m (-65.1%) | 17.3% (-1.1%) | $1.63 (6.5%) |
| 2020 | $111.9m (14.4%) | $26.5m (56.4%) | $28.9m (367.2%) | 23.6% (36.7%) | $2.42 (48.5%) |
| 2021 | $116.1m (3.8%) | $32.9m (24.3%) | $39.6m (37.0%) | 28.3% (19.7%) | $3.00 (24.0%) |
| 2022 | $126.6m (9.0%) | $22.0m (-33.0%) | $35.3m (-10.8%) | 17.4% (-38.5%) | $2.09 (-30.3%) |
| 2023 | $130.6m (3.1%) | $35.7m (61.8%) | $41.4m (17.3%) | 27.3% (56.9%) | $3.45 (65.1%) |
| 2024 | $192.7m (47.6%) | $22.1m (-38.2%) | $33.4m (-19.4%) | 11.4% (-58.1%) | $1.49 (-56.8%) |
| 2025 | $252.1m (30.8%) | $80.9m (266.7%) | $70.5m (111.2%) | 32.1% (180.3%) | $4.21 (182.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.