Discounted Cash Flow
Paymentus Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2019 | $235.8m | $13.7m | $16.5m | 5.8% | — |
| 2020 | $301.8m (28.0%) | $13.7m (0.1%) | $35.2m (113.5%) | 4.5% (-21.8%) | — |
| 2021 | $395.5m (31.1%) | $9.3m (-32.2%) | $18.5m (-47.3%) | 2.4% (-48.2%) | — |
| 2022 | $497.0m (25.7%) | $-513.0k (-105.5%) | $18.6m (0.5%) | -0.1% (-104.4%) | — |
| 2023 | $614.5m (23.6%) | $22.3m (4451.3%) | $68.2m (266.6%) | 3.6% (3619.3%) | — |
| 2024 | $871.7m (41.9%) | $44.2m (97.9%) | $63.2m (-7.4%) | 5.1% (39.5%) | — |
| 2025 | $1.2b (37.3%) | $66.9m (51.5%) | $161.8m (156.1%) | 5.6% (10.4%) | — |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.