Discounted Cash Flow
Prosperity Bancshares Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $675.8m | $274.5m | $329.3m | 40.6% | $3.94 |
| 2017 | $677.4m (0.2%) | $272.2m (-0.8%) | $379.5m (15.2%) | 40.2% (-1.1%) | $3.92 (-0.5%) |
| 2018 | $727.2m (7.4%) | $321.8m (18.2%) | $305.0m (-19.6%) | 44.3% (10.1%) | $4.61 (17.6%) |
| 2019 | $832.9m (14.5%) | $332.6m (3.3%) | $384.4m (26.0%) | 39.9% (-9.8%) | $4.52 (-2.0%) |
| 2020 | $1.1b (37.3%) | $528.9m (59.0%) | $560.2m (45.7%) | 46.2% (15.8%) | $5.68 (25.7%) |
| 2021 | $1.0b (-8.5%) | $519.3m (-1.8%) | $675.7m (20.6%) | 49.6% (7.3%) | $5.60 (-1.4%) |
| 2022 | $1.1b (4.6%) | $524.5m (1.0%) | $464.1m (-31.3%) | 47.9% (-3.4%) | $5.73 (2.3%) |
| 2023 | $1.4b (31.9%) | $419.3m (-20.1%) | $612.2m (31.9%) | 29.0% (-39.4%) | $4.51 (-21.3%) |
| 2024 | $1.6b (12.4%) | $479.4m (14.3%) | $451.6m (-26.2%) | 29.5% (1.7%) | $5.05 (12.0%) |
| 2025 | $1.6b (-3.3%) | $542.8m (13.2%) | $517.0m (14.5%) | 34.6% (17.1%) | $5.72 (13.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.