|
Net income
|
|
($5.1m)
|
$3.9m
|
$25.4m
|
($30.0m)
|
$3.4m
|
$11.0m
|
$28.7m
|
|
Amortization of premiums/discounts on securities, net
|
|
$42k
|
$7k
|
$120k
|
$342k
|
($118k)
|
($121k)
|
($56k)
|
|
Depreciation and amortization
|
|
$2.2m
|
$2.5m
|
$2.5m
|
$4.3m
|
$4.5m
|
$4.7m
|
$4.8m
|
|
Deferred income taxes (benefit)
|
|
($2.1m)
|
($932k)
|
$1.3m
|
($7.9m)
|
$1.3m
|
$2.2m
|
($634k)
|
|
Share-based compensation expense
|
|
$1.3m
|
$1.4m
|
$1.4m
|
$1.6m
|
$1.9m
|
$2.1m
|
$1.9m
|
|
Loss on sale of real property
|
|
—
|
($4.2m)
|
($20.3m)
|
$436k
|
—
|
—
|
—
|
|
Decrease in operating lease liabilities
|
|
—
|
—
|
—
|
($2.1m)
|
($2.4m)
|
($2.6m)
|
($2.7m)
|
|
Operating lease liabilities
|
|
—
|
—
|
—
|
$36.7m
|
—
|
—
|
—
|
|
Gain on sale of loans
|
|
$102k
|
$62k
|
($69k)
|
($184k)
|
($558k)
|
($1.2m)
|
($1.0m)
|
|
Gain on derivatives
|
|
—
|
($166k)
|
($172k)
|
($22k)
|
—
|
—
|
—
|
|
Microloans (recoveries) write-off
|
|
—
|
—
|
—
|
$17.9m
|
($1.5m)
|
($201k)
|
$0
|
|
Provision for credit losses
|
|
—
|
—
|
$2.7m
|
$24.0m
|
$973k
|
$1.3m
|
$3.8m
|
|
ESOP compensation expense
|
|
$766k
|
$540k
|
$1.4m
|
$1.4m
|
$1.1m
|
$1.5m
|
$2.2m
|
|
Decrease (increase) in mortgage loans held for sale, at fair value
|
|
($1.0m)
|
($23.8m)
|
$18.8m
|
$13.9m
|
($7.4m)
|
$292k
|
$12.6m
|
|
Increase (decrease) in accrued interest receivable
|
|
($187k)
|
($7.4m)
|
($966k)
|
($2.7m)
|
($3.0m)
|
$239k
|
($134k)
|
|
Decrease (increase) in other assets
|
|
$1.4m
|
($10.0m)
|
($10.6m)
|
($11.8m)
|
($10.7m)
|
$30k
|
$7.6m
|
|
(Decrease) increase in accrued interest payable
|
|
$34k
|
($37k)
|
$168k
|
$1.2m
|
$10.6m
|
($8.3m)
|
$76k
|
|
(Decrease) increase in advance payments by borrowers
|
|
$311k
|
$671k
|
$638k
|
$2.1m
|
$1.1m
|
($429k)
|
—
|
|
Net (decrease) increase in other liabilities
|
|
($2.9m)
|
$7.4m
|
($2.3m)
|
($2.5m)
|
$7.4m
|
($3.3m)
|
($1.6m)
|
|
Net (purchase) redemption of FHLBNY Stock
|
|
—
|
—
|
—
|
($18.7m)
|
$5.3m
|
($9.8m)
|
($127k)
|
|
Purchase of FRBNY stock
|
|
($34.0m)
|
($13.6m)
|
($109.9m)
|
($58.4m)
|
—
|
—
|
($10.7m)
|
|
Proceeds from maturities, calls and principal repayments on securities
|
|
$39.6m
|
$17.8m
|
$9.3m
|
$40.3m
|
$61.0m
|
$109.5m
|
$113.5m
|
|
Placements with banks
|
|
—
|
($2.7m)
|
$249k
|
$996k
|
$1.2m
|
—
|
$0
|
|
Proceeds from sales of loans
|
|
$3.6m
|
$4.0m
|
$14.4m
|
$9.7m
|
$2.8m
|
$2.6m
|
$7.8m
|
|
Net increase in loans
|
|
($41.2m)
|
($209.4m)
|
($162.7m)
|
($221.6m)
|
($402.7m)
|
($388.5m)
|
($329.2m)
|
|
Purchase of loans
|
|
—
|
—
|
—
|
—
|
—
|
($6.0m)
|
—
|
|
Purchases of premises and equipment
|
|
($3.8m)
|
($1.9m)
|
($4.2m)
|
($492k)
|
($411k)
|
($2.7m)
|
($978k)
|
|
Net increase in deposits
|
|
($27.7m)
|
$247.5m
|
$175.1m
|
$47.7m
|
$255.2m
|
$377.2m
|
$151.4m
|
|
Stock options exercised
|
|
—
|
—
|
—
|
$2k
|
—
|
—
|
$142k
|
|
Proceeds from issuance of preferred stock
|
|
—
|
—
|
—
|
$225.0m
|
—
|
—
|
—
|
|
Repurchase of treasury stock
|
|
($15.8m)
|
($4.7m)
|
($1.6m)
|
—
|
($11.0m)
|
—
|
—
|
|
Contribution to the Ponce De Leon Foundation
|
|
—
|
—
|
—
|
($1.0m)
|
—
|
—
|
—
|
|
Net (repayments) proceeds from borrowings
|
|
—
|
—
|
($11.0m)
|
$411.1m
|
$167.0m
|
($88.3m)
|
$0
|
|
Net advances on warehouse lines of credit
|
|
—
|
$20.8m
|
($14.9m)
|
($15.1m)
|
—
|
—
|
—
|
|
Interest
|
|
$12.3m
|
$11.4m
|
$8.1m
|
$15.0m
|
$50.0m
|
$94.4m
|
$85.6m
|
|
Income taxes
|
|
$1.2m
|
$531k
|
$6.0m
|
$173k
|
$1.0m
|
$2.2m
|
$8.5m
|
|
ROU Assets
|
|
—
|
—
|
—
|
$35.9m
|
—
|
—
|
—
|
|
Loans receivable
|
|
—
|
—
|
—
|
—
|
$4.1m
|
$824k
|
($4.6m)
|
|
Net cash provided by operating activities
|
|
$5.0m
|
($27.5m)
|
$18.6m
|
$9.8m
|
$6.5m
|
$7.2m
|
$55.6m
|
|
Net cash used in investing activities
|
|
($38.7m)
|
($204.6m)
|
($211.1m)
|
($777.1m)
|
($332.9m)
|
($294.9m)
|
($219.7m)
|
|
Dividends paid on preferred stock
|
|
—
|
—
|
—
|
—
|
—
|
($588k)
|
($1.1m)
|
|
Net cash provided by financing activities
|
|
($8.5m)
|
$276.5m
|
$274.4m
|
$667.7m
|
$411.2m
|
$288.3m
|
$150.4m
|
|
Net decrease (increase) in cash and cash equivalents
|
|
($42.1m)
|
$44.4m
|
$81.8m
|
($99.5m)
|
$84.8m
|
$649k
|
($13.7m)
|
|
Cash and cash equivalents at beginning of year
|
|
$27.7m
|
$72.1m
|
$153.9m
|
$54.4m
|
$139.2m
|
$139.8m
|
$126.2m
|