Discounted Cash Flow
Peoples Bancorp Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $104.9m | $31.2m | $54.9m | 29.7% | $1.72 |
| 2017 | $113.4m (8.1%) | $38.5m (23.5%) | $56.0m (2.0%) | 33.9% (14.2%) | $2.12 (23.3%) |
| 2018 | $50.3m (-55.7%) | $46.3m (20.2%) | $70.7m (26.4%) | 92.0% (171.3%) | $2.42 (14.2%) |
| 2019 | $56.3m (12.0%) | $53.7m (16.1%) | $64.3m (-9.0%) | 95.4% (3.6%) | $2.65 (9.5%) |
| 2020 | $53.9m (-4.2%) | $34.8m (-35.3%) | $81.2m (26.2%) | 64.5% (-32.4%) | $1.74 (-34.3%) |
| 2021 | $61.4m (13.8%) | $47.6m (36.8%) | $149.7m (84.4%) | 77.5% (20.2%) | $2.17 (24.7%) |
| 2022 | $70.0m (14.0%) | $101.3m (113.0%) | $113.1m (-24.5%) | 144.8% (86.9%) | $3.61 (66.4%) |
| 2023 | $79.5m (13.6%) | $113.4m (11.9%) | $130.2m (15.1%) | 142.6% (-1.5%) | $3.46 (-4.2%) |
| 2024 | $84.8m (6.6%) | $117.2m (3.4%) | $136.4m (4.7%) | 138.3% (-3.0%) | $3.34 (-3.5%) |
| 2025 | $86.7m (2.3%) | $106.8m (-8.9%) | $128.7m (-5.6%) | 123.1% (-10.9%) | $3.03 (-9.3%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.