Discounted Cash Flow
Principal Financial Group Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $12.4b | $1.3b | $3.9b | 10.6% | $4.55 |
| 2017 | $14.1b (13.7%) | $2.3b (75.5%) | $4.2b (8.6%) | 16.4% (54.3%) | $8.00 (75.8%) |
| 2018 | $14.2b (1.0%) | $1.5b (-33.1%) | $5.2b (23.1%) | 10.9% (-33.7%) | $5.41 (-32.4%) |
| 2019 | $16.2b (13.9%) | $1.4b (-9.8%) | $5.5b (6.5%) | 8.6% (-20.9%) | $5.00 (-7.6%) |
| 2020 | $14.7b (-9.1%) | $1.4b (0.1%) | $3.7b (-31.9%) | 9.5% (10.2%) | $5.08 (1.6%) |
| 2021 | $14.3b (-3.2%) | $1.7b (22.6%) | $3.2b (-13.9%) | 12.0% (26.7%) | $6.36 (25.2%) |
| 2022 | $17.5b (22.6%) | $4.8b (181.3%) | $3.1b (-5.0%) | 27.5% (129.4%) | $19.16 (201.3%) |
| 2023 | $13.7b (-21.9%) | $623.2m (-87.0%) | $3.7b (20.7%) | 4.6% (-83.4%) | $2.58 (-86.5%) |
| 2024 | $16.1b (18.0%) | $1.6b (152.1%) | $4.5b (22.9%) | 9.7% (113.6%) | $6.77 (162.4%) |
| 2025 | $15.6b (-3.1%) | $1.2b (-24.6%) | $4.4b (-2.1%) | 7.6% (-22.1%) | $5.32 (-21.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.