Discounted Cash Flow
Peoples Financial Services Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $19.6m | $21.3m | — | $2.65 |
| 2017 | — | $18.5m (-5.7%) | $22.3m (5.0%) | — | $2.50 (-5.7%) |
| 2018 | — | $24.9m (35.0%) | $28.6m (27.8%) | — | $3.37 (34.8%) |
| 2019 | — | $25.7m (3.3%) | $31.5m (10.2%) | — | $3.48 (3.3%) |
| 2020 | — | $29.4m (14.1%) | $34.9m (10.8%) | — | $4.02 (15.5%) |
| 2021 | — | $43.5m (48.3%) | $35.9m (2.9%) | — | $6.05 (50.5%) |
| 2022 | — | $38.1m (-12.5%) | $34.5m (-3.8%) | — | $5.31 (-12.2%) |
| 2023 | — | $27.4m (-28.1%) | $27.3m (-20.9%) | — | $3.85 (-27.5%) |
| 2024 | — | $8.5m (-69.0%) | $31.3m (14.7%) | — | $1.00 (-74.0%) |
| 2025 | — | $59.2m (596.5%) | $43.3m (38.3%) | — | $5.92 (492.0%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.