Discounted Cash Flow
Pagaya Technologies Ltd.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2020 | $99.0m | $14.5m | $4.3m | 14.6% | $0.03 |
| 2021 | $445.9m (350.3%) | $-91.2m (-729.9%) | $43.2m (914.5%) | -20.4% (-239.9%) | $-0.69 (-2400.0%) |
| 2022 | $685.4m (53.7%) | $-302.3m (-231.7%) | $-62.4m (-244.5%) | -44.1% (-115.8%) | $-0.69 (0.0%) |
| 2023 | $772.8m (12.8%) | $-128.4m (57.5%) | $-6.1m (90.2%) | -16.6% (62.3%) | $-2.14 (-210.1%) |
| 2024 | $1.0b (30.0%) | $-401.4m (-212.5%) | $30.0m (593.2%) | -40.0% (-140.4%) | $-5.66 (-164.5%) |
| 2025 | $1.3b (25.6%) | $81.4m (120.3%) | $224.7m (648.7%) | 6.5% (116.1%) | $0.99 (117.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.