Discounted Cash Flow
Palomar Holdings, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2017 | $59.5m | $3.8m | $20.2m | 6.4% | $0.22 |
| 2018 | $73.0m (22.7%) | $18.2m (381.6%) | $22.5m (11.4%) | 25.0% (292.5%) | $1.07 (386.4%) |
| 2019 | $113.3m (55.3%) | $10.6m (-41.7%) | $41.6m (85.0%) | 9.4% (-62.5%) | $0.49 (-54.2%) |
| 2020 | $168.5m (48.7%) | $6.3m (-41.1%) | $53.4m (28.5%) | 3.7% (-60.4%) | $0.25 (-49.0%) |
| 2021 | $247.8m (47.1%) | $45.8m (632.7%) | $87.8m (64.4%) | 18.5% (398.2%) | $1.80 (620.0%) |
| 2022 | $327.1m (32.0%) | $52.2m (13.8%) | $169.3m (92.8%) | 15.9% (-13.8%) | $2.07 (15.0%) |
| 2023 | $375.9m (14.9%) | $79.2m (51.8%) | $116.1m (-31.4%) | 21.1% (32.1%) | $3.19 (54.1%) |
| 2024 | $553.9m (47.3%) | $117.6m (48.4%) | $260.9m (124.7%) | 21.2% (0.8%) | $4.61 (44.5%) |
| 2025 | $876.0m (58.2%) | $197.1m (67.6%) | $409.0m (56.8%) | 22.5% (6.0%) | $7.40 (60.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.