Discounted Cash Flow
Pennymac Mortgage Investment Trust REIT
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—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $68.9m | $75.8m | — | 110.0% | $1.09 |
| 2017 | $93.7m (35.9%) | $102.5m (35.2%) | — | 109.4% (-0.6%) | $1.53 (40.4%) |
| 2018 | $83.9m (-10.5%) | $127.9m (24.8%) | $-573.8m | 152.4% (39.3%) | $2.09 (36.6%) |
| 2019 | $20.4m (-75.6%) | $226.4m (77.0%) | $226.4m (139.5%) | 1107.5% (626.7%) | $2.54 (21.5%) |
| 2020 | $0 (-100.0%) | $52.4m (-76.9%) | $671.7m (196.7%) | — | $0.27 (-89.4%) |
| 2021 | $0 | $56.9m (8.6%) | $-2.8b (-519.8%) | — | $0.26 (-3.7%) |
| 2022 | $0 | $-73.3m (-228.9%) | $1.8b (163.3%) | — | $-1.26 (-584.6%) |
| 2023 | $0 | $199.7m (372.4%) | $1.3b (-25.7%) | — | $1.80 (242.9%) |
| 2024 | $-60.7m | $161.0m (-19.4%) | $161.0m (-87.9%) | -265.0% | $1.37 (-23.9%) |
| 2025 | $148.3m (344.2%) | $127.9m (-20.6%) | $127.9m (-20.6%) | 86.2% (132.5%) | $0.99 (-27.7%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.