Discounted Cash Flow
PNC Financial Services Group, Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $15.2b | $3.7b | $3.6b | 24.2% | $7.42 |
| 2017 | $16.3b (7.7%) | $5.1b (38.0%) | $5.7b (56.8%) | 30.9% (28.1%) | $10.49 (41.4%) |
| 2018 | $17.1b (4.9%) | $5.0b (-0.3%) | $7.8b (37.6%) | 29.4% (-4.9%) | $10.79 (2.9%) |
| 2019 | $17.8b (4.1%) | $5.1b (1.3%) | $7.4b (-6.1%) | 28.7% (-2.6%) | $11.43 (5.9%) |
| 2020 | $16.9b (-5.2%) | $2.7b (-46.8%) | $4.7b (-36.7%) | 16.1% (-43.9%) | $16.99 (48.6%) |
| 2021 | $19.2b (13.7%) | $5.4b (99.2%) | $7.2b (54.8%) | 28.2% (75.2%) | $12.71 (-25.2%) |
| 2022 | $21.1b (9.9%) | $5.7b (5.5%) | $9.1b (25.9%) | 27.0% (-4.0%) | $13.86 (9.0%) |
| 2023 | $21.5b (1.8%) | $5.1b (-10.2%) | $10.1b (11.3%) | 23.9% (-11.7%) | $12.80 (-7.6%) |
| 2024 | $21.6b (0.3%) | $5.5b (7.2%) | $7.9b (-22.1%) | 25.5% (6.9%) | $13.76 (7.5%) |
| 2025 | $23.1b (7.2%) | $6.6b (19.7%) | $4.4b (-44.4%) | 28.5% (11.7%) | $16.60 (20.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.