Discounted Cash Flow
Proassurance Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $870.2m | $151.1m | $169.1m | 17.4% | $2.84 |
| 2017 | $866.1m (-0.5%) | $107.3m (-29.0%) | $149.0m (-11.9%) | 12.4% (-28.7%) | $2.01 (-29.2%) |
| 2018 | $886.0m (2.3%) | $47.1m (-56.1%) | $177.3m (19.0%) | 5.3% (-57.1%) | $0.88 (-56.2%) |
| 2019 | $999.8m (12.8%) | $1.0m (-97.9%) | $148.2m (-16.4%) | 0.1% (-98.1%) | $0.02 (-97.7%) |
| 2020 | $874.9m (-12.5%) | $-175.7m (-17602.7%) | $92.3m (-37.7%) | -20.1% (-20101.1%) | $-3.26 (-16400.0%) |
| 2021 | $1.1b (28.5%) | $144.1m (182.0%) | $74.0m (-19.9%) | 12.8% (163.8%) | $2.67 (181.9%) |
| 2022 | $1.1b (-1.6%) | $-402.0k (-100.3%) | $-34.2m (-146.2%) | -0.0% (-100.3%) | $-0.01 (-100.4%) |
| 2023 | $1.1b (2.8%) | $-38.6m (-9503.0%) | $-54.7m (-59.9%) | -3.4% (-9245.2%) | $-0.73 (-7200.0%) |
| 2024 | $1.2b (1.2%) | $52.7m (236.6%) | $-19.7m (63.9%) | 4.6% (235.1%) | $1.03 (241.1%) |
| 2025 | $1.1b (-4.6%) | $50.9m (-3.5%) | $-29.2m (-48.1%) | 4.6% (1.1%) | $0.99 (-3.9%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.