Discounted Cash Flow
PRA Group Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $830.6m | $85.1m | $88.9m | 10.2% | $1.84 |
| 2017 | $813.6m (-2.0%) | $162.3m (90.7%) | $-22.0m (-124.8%) | 19.9% (94.7%) | $3.55 (92.9%) |
| 2018 | $14.9m (-98.2%) | $65.6m (-59.6%) | $60.3m (374.3%) | 439.5% (2103.8%) | $1.45 (-59.2%) |
| 2019 | $15.8m (5.7%) | $86.2m (31.4%) | $115.4m (91.2%) | 546.4% (24.3%) | $1.90 (31.0%) |
| 2020 | $9.7m (-38.2%) | $149.3m (73.3%) | $124.5m (7.9%) | 1532.0% (180.4%) | $3.28 (72.6%) |
| 2021 | $14.7m (50.8%) | $183.2m (22.6%) | $73.7m (-40.8%) | 1246.1% (-18.7%) | $4.07 (24.1%) |
| 2022 | $966.5m (6475.4%) | $117.1m (-36.0%) | $8.3m (-88.7%) | 12.1% (-99.0%) | $2.96 (-27.3%) |
| 2023 | $802.6m (-17.0%) | $-83.5m (-171.3%) | $-100.4m (-1304.0%) | -10.4% (-185.8%) | $-2.13 (-172.0%) |
| 2024 | $1.1b (38.9%) | $70.6m (184.6%) | $-98.6m (1.8%) | 6.3% (160.9%) | $1.79 (184.0%) |
| 2025 | $1.2b (7.8%) | $-305.1m (-532.2%) | $-90.4m (8.4%) | -25.4% (-500.8%) | $-7.79 (-535.2%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.