Discounted Cash Flow

Porch Group, Inc.

PRCH · Based on 10 years of SEC filings

DCF estimate unavailable — loss_in_2024

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2019 $77.6m $32.1k $-760.8k 0.0% $-0.02
2020 $73.2m (-5.6%) $-51.6m (-160825.6%) $-48.9m (-6333.4%) -70.5% (-170438.5%) $-1.90 (-9400.0%)
2021 $192.4m (162.8%) $106.6m (306.6%) $-35.7m (27.0%) 55.4% (178.6%) $-1.14 (40.0%)
2022 $275.9m (43.4%) $-156.6m (-246.9%) $1.2m (103.5%) -56.7% (-202.4%) $-1.61 (-41.2%)
2023 $430.3m (55.9%) $-133.9m (14.5%) $206.0k (-83.4%) -31.1% (45.1%) $-1.39 (13.7%)
2024 $437.8m (1.8%) $0 (100.0%) $-4.6m (-2321.8%) 0.0% (100.0%) $-0.33 (76.3%)
2025 $482.4m (10.2%) $18.7m $-3.0m (33.4%) 3.9% $-0.03 (90.9%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model

loss_in_2024

Once the company meets all DCF eligibility criteria (sufficient history, profitability, growth trends), an estimate will become available automatically. No action is needed.