Discounted Cash Flow

Prog Holdings, Inc.

PRG · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2018 $2.0b $125.3m $277.7m 6.2% $1.77
2019 $2.2b (6.2%) $-24.6m (-119.6%) $224.2m (-19.2%) -1.1% (-118.5%) $-0.37 (-120.9%)
2020 $2.5b (14.9%) $233.6m (1049.1%) $391.6m (74.7%) 9.4% (926.3%) $3.43 (1027.0%)
2021 $2.7b (7.8%) $243.6m (4.3%) $236.4m (-39.6%) 9.1% (-3.3%) $3.67 (7.0%)
2022 $2.6b (-3.0%) $98.7m (-59.5%) $232.8m (-1.5%) 3.8% (-58.2%) $1.90 (-48.2%)
2023 $2.4b (-7.3%) $133.9m (35.6%) $194.6m (-16.4%) 5.6% (46.3%) $2.88 (51.6%)
2024 $2.5b (2.3%) $197.3m (47.4%) $130.2m (-33.1%) 8.0% (44.1%) $4.53 (57.3%)
2025 $2.4b (-2.2%) $124.4m (-37.0%) $324.9m (149.5%) 5.2% (-35.6%) $3.04 (-32.9%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model