Discounted Cash Flow

Prog Holdings, Inc.

PRG · Based on 10 years of SEC filings

Average annual growth rates

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income
Dividends

Average annual growth is the mean year-over-year change across each period.

Endpoint CAGR (better for long term trend)

Metric 10-Year 5-Year 3-Year
Sales
Free Cash Flow
Average (FCF & NI)
Net Income

Endpoint CAGR is the compound annual rate from the first to last year in each period.

Projections use average year-over-year growth. Change this in Settings.

Projected growth rate

Free cash flow growth
10-year: — 5-year: — 3-year: —
Averaged growth (FCF & NI)
10-year: — 5-year: — 3-year: —
Net income growth
10-year: — 5-year: — 3-year: —
Sales growth (not added to calculations)
10-year: — 5-year: — 3-year: —

Click a greyed-out slider to switch metrics. Slide between the 10-year, 5-year, and 3-year historic growth rates for FCF, net income, or their average.

%
%

Historical inputs (10 fiscal years)

YEAR Sales Net Income Free Cash Flow Net Margin EPS (diluted)
2018 $2.0b $196.2m $277.7m 9.6% $2.78
2019 $2.2b (6.2%) $31.5m (-84.0%) $224.2m (-19.2%) 1.5% (-84.9%) $0.47 (-83.1%)
2020 $2.5b (14.9%) $-61.5m (-295.3%) $391.6m (74.7%) -2.5% (-270.0%) $-0.91 (-293.6%)
2021 $2.7b (7.8%) $243.6m (496.3%) $236.4m (-39.6%) 9.1% (467.6%) $3.69 (505.5%)
2022 $2.6b (-3.0%) $98.7m (-59.5%) $232.8m (-1.5%) 3.8% (-58.2%) $1.90 (-48.5%)
2023 $2.4b (-7.3%) $138.8m (40.7%) $194.6m (-16.4%) 5.8% (51.7%) $3.02 (58.9%)
2024 $2.5b (2.3%) $197.2m (42.1%) $130.2m (-33.1%) 8.0% (38.9%) $4.63 (53.3%)
2025 $2.4b (-2.2%) $146.8m (-25.6%) $324.9m (149.5%) 6.1% (-23.9%) $3.66 (-21.0%)

Base FCF: (latest fiscal year)

Discount rate: %

Terminal growth:

Projection period: years

Alt A decline yrs:

Alt B total yrs:

Projected cash flows

Year Projected cash flow Discount Factor Present Value

PV of projected FCF:

Terminal FCF:

Terminal value:

PV of terminal value:

Enterprise value (DCF):

DCF price per share:

Current price:

Alternative DCF Models

Model Fair Value Upside PV(FCFs) PV(Terminal) Total Years
Standard (10yr→TV) 10 + TV
Alt A (Gradual Decline)
Alt B (30yr Hard Stop) N/A

This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.

+ 10YR Financials Balance Sheet (10YR) Cash Flow (10YR) DCF Model