Discounted Cash Flow
QCR Holdings Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $125.6m | $27.7m | $37.4m | 22.1% | $2.20 |
| 2017 | $146.5m (16.7%) | $35.7m (29.0%) | $28.0m (-25.2%) | 24.4% (10.5%) | $2.68 (21.8%) |
| 2018 | $183.9m (25.5%) | $43.1m (20.8%) | $52.8m (88.9%) | 23.4% (-3.8%) | $2.92 (9.0%) |
| 2019 | $234.3m (27.4%) | $57.4m (33.1%) | $64.1m (21.3%) | 24.5% (4.5%) | $3.65 (25.0%) |
| 2020 | $280.7m (19.8%) | $60.6m (5.5%) | $107.9m (68.4%) | 21.6% (-11.9%) | $3.84 (5.2%) |
| 2021 | $278.7m (-0.7%) | $98.9m (63.3%) | $74.2m (-31.2%) | 35.5% (64.5%) | $6.30 (64.1%) |
| 2022 | $311.8m (11.9%) | $99.1m (0.2%) | $85.4m (15.1%) | 31.8% (-10.5%) | $5.94 (-5.7%) |
| 2023 | $353.7m (13.4%) | $113.6m (14.6%) | $361.4m (323.0%) | 32.1% (1.1%) | $6.79 (14.3%) |
| 2024 | $347.3m (-1.8%) | $113.8m (0.3%) | $400.0m (10.7%) | 32.8% (2.1%) | $6.77 (-0.3%) |
| 2025 | $369.5m (6.4%) | $127.2m (11.7%) | $354.1m (-11.5%) | 34.4% (5.0%) | $7.54 (11.4%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.