Discounted Cash Flow
RBB Bancorp
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
| Dividends | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $65.4m | $19.1m | $56.0m | 29.2% | $1.49 |
| 2017 | $73.4m (12.1%) | $25.5m (33.8%) | $28.1m (-49.8%) | 34.8% (19.4%) | $1.81 (21.5%) |
| 2018 | $91.3m (24.5%) | $36.1m (41.4%) | $-87.1m (-410.1%) | 39.5% (13.6%) | $2.11 (16.6%) |
| 2019 | $115.2m (26.1%) | $39.2m (8.6%) | $39.2m (145.0%) | 34.0% (-13.9%) | $1.96 (-7.1%) |
| 2020 | $118.8m (3.1%) | $32.9m (-16.0%) | $120.3m (206.8%) | 27.7% (-18.6%) | $1.66 (-15.3%) |
| 2021 | $143.1m (20.4%) | $56.9m (72.8%) | $200.2m (66.4%) | 39.8% (43.5%) | $2.92 (75.9%) |
| 2022 | $160.8m (12.4%) | $64.3m (13.0%) | $91.7m (-54.2%) | 40.0% (0.6%) | $3.37 (15.4%) |
| 2023 | $134.3m (-16.5%) | $42.5m (-34.0%) | $50.6m (-44.8%) | 31.6% (-21.0%) | $2.24 (-33.5%) |
| 2024 | $114.7m (-14.6%) | $26.7m (-37.2%) | $57.7m (14.0%) | 23.2% (-26.5%) | $1.47 (-34.4%) |
| 2025 | $129.2m (12.6%) | $31.9m (19.8%) | $42.6m (-26.2%) | 24.7% (6.4%) | $1.83 (24.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.