Discounted Cash Flow
RBB Bancorp
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $56.5m | $19.1m | $56.0m | 33.8% | $1.49 |
| 2017 | $60.2m (6.5%) | $25.5m (33.8%) | $28.1m (-49.8%) | 42.4% (25.6%) | $1.81 (21.5%) |
| 2018 | $78.5m (30.4%) | $36.1m (41.4%) | $-87.1m (-410.1%) | 46.0% (8.4%) | $2.11 (16.6%) |
| 2019 | $18.3m (-76.7%) | $39.2m (8.6%) | $39.2m (145.0%) | 214.0% (365.2%) | $1.96 (-7.1%) |
| 2020 | $14.0m (-23.4%) | $32.9m (-16.0%) | $120.3m (206.8%) | 234.5% (9.6%) | $1.66 (-15.3%) |
| 2021 | $18.7m (33.5%) | $56.9m (72.8%) | $200.2m (66.4%) | 303.6% (29.4%) | $2.92 (75.9%) |
| 2022 | $11.3m (-40.0%) | $64.3m (13.0%) | $91.7m (-54.2%) | 571.7% (88.3%) | $3.37 (15.4%) |
| 2023 | $15.0m (33.5%) | $42.5m (-34.0%) | $50.6m (-44.8%) | 282.8% (-50.5%) | $2.24 (-33.5%) |
| 2024 | $15.3m (2.1%) | $26.7m (-37.2%) | $57.7m (14.0%) | 173.9% (-38.5%) | $1.47 (-34.4%) |
| 2025 | $16.9m (10.0%) | $31.9m (19.8%) | $42.6m (-26.2%) | 189.3% (8.9%) | $1.83 (24.5%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.