Discounted Cash Flow
Republic Bancorp Inc. /Ky/
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $156.1m | $45.9m | $40.6m | 29.4% | — |
| 2017 | $198.5m (27.2%) | $45.6m (-0.6%) | $65.4m (60.9%) | 23.0% (-21.9%) | — |
| 2018 | $289.5m (45.8%) | $77.9m (70.6%) | $110.2m (68.4%) | 26.9% (17.0%) | — |
| 2019 | $311.1m (7.5%) | $91.7m (17.8%) | $84.4m (-23.4%) | 29.5% (9.6%) | — |
| 2020 | $319.4m (2.6%) | $83.2m (-9.2%) | $64.9m (-23.1%) | 26.1% (-11.6%) | — |
| 2021 | $307.5m (-3.7%) | $86.8m (4.3%) | $93.6m (44.4%) | 28.2% (8.3%) | — |
| 2022 | $326.5m (6.2%) | $91.1m (5.0%) | $151.3m (61.6%) | 27.9% (-1.2%) | — |
| 2023 | $360.2m (10.3%) | $90.4m (-0.8%) | $101.6m (-32.8%) | 25.1% (-10.1%) | — |
| 2024 | $384.8m (6.8%) | $101.4m (12.2%) | $143.2m (40.9%) | 26.3% (5.0%) | — |
| 2025 | $417.5m (8.5%) | $131.3m (29.5%) | $161.1m (12.5%) | 31.5% (19.4%) | — |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.