← REPUBLIC BANCORP INC /KY/

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $45.9m $45.6m $77.9m $91.7m $83.2m $86.8m $91.1m $90.4m $101.4m $131.3m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest — $45.6m $77.9m $91.7m $83.2m $86.8m $91.1m $90.4m $101.4m $131.3m
Depreciation, Amortization and Accretion, Net $7.5m $8.5m $9.3m $9.2m $9.7m $9.0m $7.6m $7.1m $6.9m $6.7m
Amortization of Intangible Assets — — — — — — — $405k — —
Depreciation $7.5m $8.5m $9.3m $9.2m $9.7m $9.0m $7.6m $7.1m $6.9m $6.7m
Share-based Payment Arrangement, Noncash Expense $1.0m $1.1m $1.0m $1.0m $953k $1.5m $1.8m $1.3m $1.3m $2.1m
Share-based Payment Arrangement, Expense $1.0m $1.1m $1.0m $1.0m $859k $1.4m $1.6m $1.3m $1.2m $2.1m
Goodwill, Impairment Loss — — — $0 $0 $0 $0 $0 $0 $0
Gain (Loss) on Disposition of Property Plant Equipment — — — — $353k $399k — — — —
Income Tax Expense (Benefit) $23.1m $32.8m $16.4m $21.5m $19.4m $23.6m $25.7m $22.8m $26.3m $34.4m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Other Operating Assets $7.2m ($730k) ($2.8m) $8.7m $17.8m $940k $3.9m $24.8m $13.0m $10.5m
Provision for Loan, Lease, and Other Losses $14.5m $27.7m $31.4m $25.8m $31.3m $14.8m $22.3m $47.6m $54.4m $31.6m
Bank Owned Life Insurance Income $1.5m $1.6m $1.5m $1.6m $1.6m $2.2m $2.5m $2.7m $3.2m $3.6m
Increase (Decrease) in Other Operating Liabilities $540k $2.9m $7.4m ($3.1m) ($10.9m) ($5.7m) $3.9m ($4.5m) $614k $15.4m
Proceeds from Stock Options Exercised $80k $68k $83k — — — — — — —
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — — — — — $0
Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal — — — $7.8m — — — — — —
Equity Securities, FV-NI, Gain (Loss) — — ($122k) $382k ($105k) ($463k) ($263k) $63k $519k $252k
Equity Securities, FV-NI, Realized Gain (Loss) — — — — — — ($204k) — — —
Equity Securities, FV-NI, Unrealized Gain (Loss) — — ($122k) $382k ($105k) ($463k) ($59k) $63k $519k $252k
Gain (Loss) on Investments $6.7m $4.0m $3.8m $8.8m $33.2m $19.7m $4.9m $2.1m $3.9m $5.9m
Gain (Loss) on Sale of Mortgage Loans $6.7m $4.0m $3.8m $8.8m $33.2m $19.7m $4.9m $2.1m $3.9m $5.9m
Goodwill $16.3m $16.3m $16.3m $16.3m $16.3m $16.3m $16.3m $40.5m $40.5m $40.5m
Net Cash Provided by (Used in) Operating Activities $47.7m $77.8m $119.2m $97.2m $68.4m $99.4m $154.8m $108.5m $149.0m $168.2m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $7.0m $12.4m $9.0m $12.9m $3.6m $5.8m $3.5m $6.9m $5.8m $7.1m
Payments to Acquire Businesses, Net of Cash Acquired $9.1m — — — — — — $41.0m — —
Net Cash Provided by (Used in) Investing Activities ($296.1m) ($287.1m) ($121.5m) ($427.3m) ($415.0m) $306.6m ($254.5m) ($517.0m) ($181.0m) ($436.1m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $452.2m $158.1m $220.8m $455.8m $251.9m $230.5m $161.6m $106.1m $316.1m $555.0m
Payments for Repurchase of Common Stock $1.2m $1.0m $827k $1.4m $3.9m $47.5m $12.6m $20.3m — $72k
Dividends paid $16.8m $17.7m $19.5m $21.4m $23.2m $24.7m $26.1m $28.4m $30.5m $33.9m
Payments of Dividends $16.8m $17.7m $19.5m $21.4m $23.2m $24.7m $26.1m $28.4m $30.5m $33.9m
Other Interest and Dividend Income — — — — — — — — — $24.2m
Net Cash Provided by (Used in) Financing Activities $327.7m $219.4m $54.4m $363.9m $446.9m ($134.6m) ($343.6m) $411.3m $147.6m $55.7m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect — — $52.1m $33.8m $100.3m $271.4m ($443.3m) $2.9m $115.6m ($212.2m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — $351.5m $385.3m $485.6m $757.0m $313.7m $316.6m $432.2m $220.0m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities — $20.1m $30.1m $43.0m $22.4m $5.8m $7.4m $63.5m $119.8m $105.7m
Income Taxes Paid, Net — $28.8m $11.1m $17.4m $24.9m $20.1m $21.6m $21.5m $27.5m $22.1m

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.