Discounted Cash Flow
Radian Group Inc.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | $1.2b | $308.3m | $381.7m | 24.9% | $1.37 |
| 2017 | $1.2b (-1.4%) | $121.1m (-60.7%) | $360.6m (-5.5%) | 9.9% (-60.2%) | $0.55 (-59.9%) |
| 2018 | $1.3b (4.2%) | $606.0m (400.5%) | — | 47.6% (380.3%) | $2.83 (414.5%) |
| 2019 | $1.5b (19.9%) | $672.3m (10.9%) | $694.4m | 44.0% (-7.5%) | $3.22 (13.8%) |
| 2020 | $1.4b (-5.8%) | $393.6m (-41.5%) | $658.4m (-5.2%) | 27.4% (-37.9%) | $2.01 (-37.6%) |
| 2021 | $1.3b (-7.6%) | $600.7m (52.6%) | $557.1m (-15.4%) | 45.2% (65.1%) | $3.19 (58.7%) |
| 2022 | $1.2b (-10.5%) | $742.9m (23.7%) | $370.6m (-33.5%) | 62.4% (38.1%) | $4.42 (38.6%) |
| 2023 | $1.2b (4.2%) | $603.1m (-18.8%) | $1.2b (228.4%) | 48.6% (-22.1%) | $4.22 (-4.5%) |
| 2024 | $1.3b (4.0%) | $604.4m (0.2%) | $1.3b (7.5%) | 46.8% (-3.6%) | $4.28 (1.4%) |
| 2025 | $1.2b (-7.2%) | $582.6m (-3.6%) | $1.4b (9.7%) | 48.7% (3.9%) | $4.39 (2.6%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.