Discounted Cash Flow
Regions Financial Corp.
—
—
Average annual growth rates
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Endpoint CAGR (better for long term trend)
| Metric | 10-Year | 5-Year | 3-Year |
|---|---|---|---|
| Sales | — | — | — |
| Free Cash Flow | — | — | — |
| Average (FCF & NI) | — | — | — |
| Net Income | — | — | — |
Projected growth rate
—
—
%
%
Historical inputs (10 fiscal years)
| YEAR | Sales | Net Income | Free Cash Flow | Net Margin | EPS (diluted) |
|---|---|---|---|---|---|
| 2016 | — | $1.2b | $2.0b | — | $0.87 |
| 2017 | — | $1.3b (8.6%) | $2.3b (16.7%) | — | $1.01 (16.1%) |
| 2018 | $71.0m | $1.8b (39.3%) | $2.3b (-0.3%) | 2477.5% | $1.55 (53.5%) |
| 2019 | $79.0m (11.3%) | $1.6b (-10.1%) | $2.6b (13.5%) | 2002.5% (-19.2%) | $1.51 (-2.6%) |
| 2020 | $84.0m (6.3%) | $1.1b (-30.8%) | $2.3b (-10.0%) | 1302.4% (-35.0%) | $1.03 (-31.8%) |
| 2021 | $104.0m (23.8%) | $2.5b (130.4%) | $3.0b (30.4%) | 2424.0% (86.1%) | $2.51 (143.7%) |
| 2022 | — | $2.2b (-10.9%) | $2.8b (-7.1%) | — | $2.29 (-8.8%) |
| 2023 | — | $2.1b (-7.6%) | $2.2b (-23.6%) | — | $2.11 (-7.9%) |
| 2024 | — | $1.9b (-8.7%) | $1.5b (-32.5%) | — | $1.94 (-8.1%) |
| 2025 | — | $2.2b (13.9%) | $2.2b (48.1%) | — | $2.31 (19.1%) |
Base FCF: — (latest fiscal year)
Discount rate: % —
Terminal growth: —
Projection period: — years
Alt A decline yrs:
Alt B total yrs:
Values abbreviated: b = billions, m = millions, k = thousands.
Projected cash flows
| Year | Projected cash flow | Discount Factor | Present Value |
|---|
PV of projected FCF: —
Terminal FCF: —
Terminal value: —
PV of terminal value: —
Enterprise value (DCF): —
Current price: —
—Alternative DCF Models
| Model | Fair Value | Upside | PV(FCFs) | PV(Terminal) | Total Years |
|---|---|---|---|---|---|
| Standard (10yr→TV) | — | — | — | — | 10 + TV |
| Alt A (Gradual Decline) | — | — | — | — | — |
| Alt B (30yr Hard Stop) | — | — | — | N/A | — |
This is a simplified DCF model for illustration. It uses reported free cash flow, a single growth assumption, fixed WACC, and a Gordon Growth terminal value. It is not investment advice.